Mortgage Grapevine

Loan scenario: MI, $45,000, 625, 35% LTV, Construction, full, OO

State: MI

Amount: 45,000

Property type: SF

Documentation: full

FICO: 625

LTV: 35%

Occupancy: OO

Loan purpose: Construction

Client is 80% done with building...a real log cabin around a much smaller cabin in Houghton Lake, Michigan. He has been working for 1 1/2 years on his own. He's a former builder of cabin homes.
Looking for final financing to get the roof on and finish up the inside of home. He is himself putting up the 2nd floor rafters due to not finding a lender in time. Then the roof and then the inside walls of the old home will come down.
He is living in the cabin/house now while he works.
I have pics and all info. Anyone want to help with this, revert me over to a lender who can help him finish.
He's right down the road from the Houghton Lake, its' seeable and walkable from his house.
Taking the original home from 900 sq ft. to 2000 sq ft, has been paying as he goes. The plans are drawn up, most materials are bought. Put your thinking hats on, I've called all those that I thought would do the loan, with no good results yet. Help me get this done winter is coming! He needs it done~ Thank you. Call Nancy or reply here, no jokes now, this is a serious post. 989-802-2706 Sure Financial Corp.
by sportstergal883 October 19, 2012 12:48 AM

He's living in it now - it's going to continue to be his primary?

I think the main challenge is you're basically looking hard money only, but the condition of the property presently probably makes it worthless other than the land...

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