Mortgage Grapevine

Loan scenario: IN, $181,000, 755, 95% LTV, Refinance, full, OO

State: IN

Amount: 181,000

Property type: SF

Documentation: full

FICO: 755

LTV: 95%

Occupancy: OO

Loan purpose: Refinance


95% LTV refi. Client took cash out in 2007 then redid the first through HARP 2 last year while subordinating the second. Paid the second down but now wants to combine both loans into a new first. Will anyone go over 80% on this? The last cash out taken was in 2007 so will it still be considered a 'cash out refi' restricted to 80% LTV?

Thanks in advance for any thoughts and/or ideas.
by racerx October 11, 2012 8:52 PM


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by richardloan October 11, 2012 9:00 PM


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