Mortgage Grapevine

Loan scenario: NJ, $185,000, 725, 79% LTV, Refinance, full, NOO

State: NJ

Amount: 185,000

Property type: SF

Documentation: full

FICO: 725

LTV: 79%

Occupancy: NOO

Loan purpose: Refinance

Borrower has a 2 family in NJ wants to do a r&t refi. Issue is borrower closed this house in under a LLC. Would a lender do the refi knowing that title comes up with an LLC that the borrower has 100% ownership?
by Lend$$$ August 15, 2012 1:33 PM

Hudson City will do it. Pretty sure it needs to be Owner Occupied. Rates are a little higher, but still respectable for this deal...
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Hello Lend$$$,

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waiting for your reply
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