BEST FHA LENDERS FOR MANUAL UNDERWRITING WITH SOME CREDIT ISSUES
by Mrs. Broker February 23, 2008 12:00 AM
West America doesn´t add on to pricing for manual underwriting and really takes a common sense approach to every file. Please send me credit and 1003 for pricing.
National Account Executive
West America Mortgage Company
by jgulbro February 24, 2008 12:00 AM
We specialize in Manual underwriting for FHA. We take FICO scores down to 500 and DTI up as high as 50(or even 55 with compensating factors). Give me a call. I would love the opportunity to earn your business!!!
American Financial Resources
by FHA-The-Easy-Way!!! American Financial February 25, 2008 12:00 AM
we are direct FHA/VA lenders in NY, CJ, CT, MA, FL, TX (pa is pending)
****MANUFACTURED HOMES*****1976 or newer, on its own land, fee simple, no mobile home parks, or HOA. Engineer´s report certifying that the unit is permanently affixed to the foundation accoding to HUD guidelines. NO EXCEPTIONS TO THIS GUIDELINE WILL BE MADE>
We will do the FHA LTV´s: 97% Purchase or/rate and term refi
95% cash out with a 0x30 in the last 12 months etc.
1-4 units; condo, MH< MU 97% ltv purchase or R?T refi
1-2 units 95% cash out must be 0x30 in last 12 onths
1-2 units with delinquencies in the last 12 mos max ltv is 85^
3-4 unts 85% cash out refi
send credit and 1003 for a pre qual
LINDA R. SMITH
FIRST ALTERNATIVE MORTGAGE CORP.
845 230 6291 (efax)
845 765 1452 (o)
203 247 5997
by lsmith February 25, 2008 12:00 AM
I´ve had good luck with Assurity
My rep is Carole, her # is 720-291-0930
by CASHNOUT February 25, 2008 12:00 AM
Do any of you do California? And would you do a loan FHA for a borrower with a foreclosure started and lates that are 20 months old on his mortgage 620 score 70 LTV
by chadbrown121 February 24, 2009 6:37 PM
We can do California loans. You say BK just started, how long has it been and is it & or 13?
by Golfbroker63 February 25, 2009 12:17 PM
rect FHA/VA lender
We have the following programs for FHA/VA available
540-579 (FHA Program, please call for lending parameters, some guidelines are revised due to risk factor)
580 to 599 with an approve eligible, if there is a refer, please submit this loan under the above program
600+ with a refer eligible.
VA: 100% UP TO A 6% SELLERS CONCESSION
MH, SINGLE AND DOUBLEWIDE, FULL FHA LTV'S AND COUNTY LOAN LIMITS APPLY
**** NON APPROVED FHA BROKERS CAN PLACE LOANS UNDER OUR CONSULTING BROKER PROGRAM****
PLEASE CALL FOR PARAMETERS
please contact me for any and all questions you may have
PRE QUALS WITHIN 24 HOURS
Linda R Buccheri
by torches1013 February 25, 2009 3:44 PM
I am looking for manual underwriting in Pennsylvania, I am FHA Approved and all the lenders i deal with do not do manual underwriting and all have raised the credit score.
please email me firstname.lastname@example.org
by Jackmac April 8, 2009 5:22 PM
i am a loan officer in the state of alabama. i would like to know what companies are doing loans in alabama
Please email me at email@example.com or call 205-329-8683
by deborah777 July 21, 2009 10:34 AM
I am a broker in Tampa, Florida I am looking for a lender that will do a FHA loan for a borrower that has a Chapter 7 discharged in Feb. 8th, 2008. Four months away from two years. She has re-established her credit has a 670 score. Had to file chapter 7 due to identity theft.
by talbamortgages October 25, 2009 1:56 PM
We are in the State of Oregon, need an FHA Manual loan - ASAP. We have taken occupancy, and our loan fell apart. great credit, DTI about 39%, employed....not really sure why we were declined!!!! HELP!
by jules_68 January 13, 2010 9:48 PM
I am a home buyer that needs a manual FHA underwriting due to a BK 2years ago. (There was a home included and is showing up as foreclosed (rather than included in the BK) in the DU. The credit report shows it as included in the BK, but still shows as foreclosed in DU.
by merc8910 May 18, 2010 1:24 PM
Hi, I have am a federal employee, annual income 93K, foreclosure 1.5 year old and need to purchase a home. Interested in 100% finance. 630 FICA What are my chances?
by uniekgem October 13, 2011 9:05 PM
My credit score is around the mid 500's. I live in colorado and am looking for a lender for a mortgage for 80,000 to 90,000
thanks, Mike 303-907-7477
by stangii76 March 19, 2012 4:22 PM
We've been told that we need to find a lender that has manual underwriting for a mtg loan for new purchase of primary residence. We discharged CH7 Feb/2012 (caused by business failure, personally guaranteed), no foreclosure, 1st & 2nd mtg paid from proceeds of home sale. Credit prior to CH7 - high 700's. Credit score currently in mid 700's, plenty of cash, but need to finance for tax purposes. Pty in NC.
Anybody out there have any suggestions?
by rhino0813 May 17, 2012 4:39 PM