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need FHA lender who will accept a 500 fico score

major banks are putting minimums of 575 fico for loan submissions. I have several clients with low 500 scores. Can anyone help me?
by mortgagebob February 20, 2008 12:00 AM


Give me a call. My company specializes in manual underwriting down to a 500 FICO. I look forward to the opportunity to earn your business!!!

Terry Connolly
American Financial Resources
(973) 588-8532
tconnolly@afrwholesale.com
by FHA-The-Easy-Way!!! American Financial February 20, 2008 12:00 AM


We still do FHA Manual Underwriting down to a 500 score....send me your email contact info and I´ll be happy to discuss your scenario with you.

Joe Racamato
Atlantic Home Loans
www.goahl.com
jracamato@goahl.com
by joeracamato February 20, 2008 12:00 AM


Inspector Gadget -- I would expect a hit to pricing for the very low FICO score.
by mortgagebob February 21, 2008 12:00 AM


DIRECT FHA/VA LENDERS

I DO NOT NEED A FICO SCORE- CVOR AND 3 ALTERNATE LINES OF CREDIT WITH A 12 MONTH HISTORY

MANUFACTURED HOMES- 1976 OR NEWER, OWN LAND, FEE SIMPLE.
ENGINEER´S REPORT CERTIFYING THAT THE UNIT IS PERMANENTLY AFFIXED TO THE FOUNDATION ACCORDING TO HUD GUIDELINES

LTV´S 97% 1-4 UNITS, CONDO, MH, MU- PURCHASE OR R/T REFI
95% 1-2 UNITS- CASH OUT 0X30 IN LAST 12MOS
85% 1-2 UNITS WITH DELINQUENCY IN LAST 12MOS
85% 3-4 UNIT CASH OUT

ALL LOANS ARE MANUALLY UNDERWRITTEN ALLOWING US THE FLEXIBILITY TO CONSIDER THE CREDIT, INCOME, ASSET, CHALLENGED BORROWER- EACH LOAN IS LOOKED AT AND CONSIDERED

SEND A 1003 AND CREDIT FOR A PRE QUAL

LINDA R. SMITH
FIRST ALTERNATIVE MORTGAGE
lsmith@firstalt.net
845 765 1452 (o)
845 230 6291 (efax
or
CURTIS GUNN
CGUNN@FIRSTALT.NET
203 247 5997 ()C)
by lsmith February 22, 2008 12:00 AM


We go below 500 with common sense underwriting, our underwriters work with our wholesale dept. to make loans.
Thanks
Ray Portela
Wholesale Manager
Office: 866-208-8343 Ext: 190
Direct#: 201-510-3890
Fax 201-758-2800/484-492-0995
E-mail: rportela@firstresmortgage.com
Direct FHA/Comforming Lender
NJ/NY/PA/CT/MD/FL/VA/WA/NC/SC
“Always Looking for Brokers/Branches/AE”


by raywholesalebankers February 26, 2008 12:00 AM


We underwrite loans under 500 fico´s. Call or email me.


Audia Roberts
FHA Underwriter/Sr loan officer
Wall Street Mortgage Bankers
516-661-2006
mtgprincess@gmail.com

by MORTGAGE-PRINCESS February 27, 2008 12:00 AM


No promises but we will manualy underwrite any FICO for an FHA

Jack Baker
NJ District Manager
NorthStar Family of Companies
732-501-7094
jbaker@nstaralliance.com
Click Here
by NJ NorthStar March 10, 2008 12:00 AM


is there anyone who can refer me to an AE that can work directly with me on my loan?

i have been extensively reviewing FHA loans and reviewed this site and was hoping someone could assist me.

Scenario: Credit is major issue (some recent lates on cc w/in last 12mo), Income is 6 figures and have money avail for downpayment.

I am in the process of rebuilding my credit in order to obtain financing "pre-approval" on a bank owned property that I want to bid on next month. I had credit score report from all three bureaus pulled last month and was in the low 500s. I have recently made payments to bring all revolving accounts current and to be paid off at the end of the March. I´ve also hired someone to help me repair my credit and to settle my collections account (pay in hopes for deletions). One of my creditors has agreed to remove all delinquent remarks to show a positive payment history which should boost my score significantly.

Would you mind giving me a call to discuss further?

Thanks,
Ms. Chuchi Hill
317.809.6330
by Ms. Hill March 19, 2008 12:00 AM


are there anyone out there still doing loans 550 and under
by johngib9 September 22, 2008 12:00 AM


For common sense loans with no minimum fico, please email me at sbuckman@ihmci.com.
by sbuckman September 24, 2008 12:00 AM


Anyone who will do the following:

598 mid score
75 LTV C/O debt consolidation
reserves
30 yr. job history - attorney
4 30 day lates in a row 6 months ago

by wendyL October 2, 2008 12:00 AM


i had a mortgage problem and almost lost our home, and now the person and the company who purchased it and let us live in it has closed the business and is letting the property go to foreclosure andis offering to let me purchase it back but i have a fico score of 488, and am trying to raise lmy score by paying off some of the late bills is there any mortgage company that can help me
by bsmithloslunas October 21, 2008 12:00 AM


As of June 25, 2009

The loan brokering industry has changed significantly over the past few years.
One of the main changes is on their minimum credit score requirement on FHA VA Programs.
Many wholesale lenders are requiring a 620 minimum credit score.

There's Hope!!!
I work directly with US Bank's Nationwide Home Mortgage division
which allows me to offer a

No Minimum Credit Score requirement on our FHA VA Programs.

Realtors, Mortgage Professionals and Consumers are all welcome to contact me.
As the industry keeps challenging us it's good to know that there are options.
Homeownership is my community pledge to you.

Scott Lambert
E/M: scott.lambert1@usbank.com
Direct: 562-795-7544

by writestl June 26, 2009 12:28 AM


i checked my equifax credit score and its a 597. is this my fico score? Can I get a first time mortgage easy? How fast can i get a mortgage? Thanks Derek
by thekents08 July 6, 2009 11:17 PM


I am a first time home buyer and would like to take advantage of the $8000 first time home buyer program and would like an FHA mortgage that will lend on a credit score of 500,I want to either purchase a double wide or have a new home built,i am buying land and would like to combine the land payment and mortgage payment into one payment.We are in the process of cleaning up our credit and I haven't checked it in a few months,it might have went up some.could someone contact me at my email address which is unclebubba54@yahoo.com or via my phone 706-220-7033 and let me know if you can help me.Thanks! My name is Charles so you can ask for me when you call.
by unclebubba54 August 23, 2009 5:45 AM


new rent to own program in Atlanta, Ga call678-491-0595
by commercialmm1 August 25, 2009 7:56 PM


Please contact me if you can do No Fico, FTHB, HLTV loans. NOT.AGING@YAHOO.COM

Subject: FTHB NO FICO Buyer is in the medical profession


Do you have a loan program for a First Time Homebuyer with no FICO score. Buyer has alternative credit history with paid on time accounts but no trade lines reporting to the repositiories.



Buyer has an accepted purchase contract to buy a $50,000 house in Denison, Texas and is seeking 97-100% LTV loan. The buyer's income and DTIs meet the requirements for HUD, FHA, and most state programs for FTHB with low income. Buyer is not a veteran.



Buyer is in the medical profession.



The property is just outside the USDA area for their loans.



Can you manually underwrite this?



Do you know any other lenders that might have such a program?

Real Estate Broker


by TEXAM August 31, 2009 3:28 AM


Contact me if you can do no fico refinance two 4-plex's...80% LTV. jreich022@yahoo.com
Thank you
by jreich022 September 6, 2009 2:49 PM


I am interested in purchasing a home but my credit is TERRIBLE. I have been in the Arkansas Army National Guard for over 3 years and just recently started a management job with Domino's Pizza. I can make the monthly payments for a mortgage and I want to consolidate all my debt into my mortgage payment. Are there any loans for people in my predicament? My credit score is aproximately 500 (+/-) I have a wife and two kids and am about to deploy and would like to have my family in a home instead of this sardine can we are living in... if you have any information please email me at blakemcfall@yahoo.com.

I do NOT have a downpayment and would like 100% financing. I can use te 8,000 tax credit towards my down payment if required! Thank you for any information you may have
by BlakeMcFall September 6, 2009 4:25 PM


I have a home worth 185 k 514 middle fico make 80k a yr same job 12yrs need a 125k loan to refinance connecticut area email annbry03@aol.com i was told fha wont work
by bryan061975 September 16, 2009 5:50 PM


Need HELP!! on finding Loans for FHA clients with credit 500+ can anyone Help me??????
e-mail aiicorp@aol.com



by denise September 21, 2009 9:53 PM


I had a foreclosure in 7/2008 due to divorce. I am employed full time with 2.5 years at the same job. My credit score is approx 598. I earn 50K and live in the state of MI. I could put approx $5-8K down on a home. Is there any chance of getting a mortgage? If so, please email me asap at: mommyx2inmi@aol.com I am very inerested in purchasing another home if possible. Thank you.
by holland927 September 22, 2009 10:47 PM


I would like to purchase a home that is on the foreclosure list for 125,000. I have credit issues that I am working on. I have been at my current job (working as a federal employee GS-12) for 5 months but have been in the same field of work for over 7 years. I make around 64K a year.I have about 2% that I can put down at this time. My FICO is 510 currently. I am a disabled vet and recieve monthly payments from the VA. My DTI is around 17%. I live in MO and I am hoping that someone can help. If someone can help please let me know as soon as possible I would like to close before the end of the month. I am also a first time home buyer and would be willing to use the tax credit for the down payment. my email is 1scoobyfan@gmail.com. Thank you.
by poemagic October 7, 2009 5:12 PM


My husband and I each have FICO score of 575. We were told by one mortgage company that if we had a 620 we would be approved for a loan of 110,000! HOWEVER--this is all I am trying to do....we are looking at a house that is 74,000 and we actually want to offer less due to some needs for updating and what not. I have about 12,000-14,000 in my 401k that I am going to put down so that would make the total loan amount we need approximately 55,000 to 60,000. the payment on this would be CHEAPER than our rent...

can't anyone help us? we need a larger place, our apartment is too small for us and our 2 children....
by KellyK6237 October 8, 2009 4:20 PM


by the way, if you can help us, my e-mail is kellyk6237@hotmail.com or kelly_kemmet@verizon.net

THANK YOU!
by KellyK6237 October 8, 2009 4:21 PM


My wife and I are looking to buy a house but my credit score is 539. I am already working on getting it increased but i am getting tired of wasting money renting. I make about 55,000 a year and i live in ca. We are looking at houses that are about 100,000 to 150,000. If there is anyone out there that can help us with what types of loans we can get or what federal programs are out.
by cjwadsworth_83 October 17, 2009 2:57 AM


I am desperately tryins to get a mortgage. I currently rent the house I want to purchase ($1350 per month). I've never been late on my rent. However I am starting a new job next week. My credit scores are 554, 580, 575. My landlord is rushing me to get a mortgage but so many people are telling me that I can't get approved with my credit scores for $185,000 mortgage. Please help. I have a broker looking for a company that will underwrite.

poop517@comcast.net.

Let me know if you can help.
by telicious517 November 3, 2009 4:09 PM


please help me my husband and i are looking to purchase a home but the credit score is not 600 yet..we have been trying for about 2years and basically get the runaround from everybody stated that they can help and they don't come through can you please help us get approve. we have payed off alot of debt and basically now do not have hardly any debt at all
by carolgrant November 6, 2009 7:40 PM


I have a 597 score, is there any bankthat i can qualify for a 154,000? I have 10% down. I have a government job in the medical field. (making 37233.00)
by queenbee123 February 12, 2010 9:09 AM


Is anyone aware of a lender who can do a VA loan in Oklahoma for a below 580 score? over 5 excellent tradelines, but some recent lates on CC's and one collection for $480
(working with bureaus to remove).
by ladygmc611 February 18, 2010 12:21 AM


Is anyone aware of a lender who can do a VA loan in Oklahoma for a below 580 score? over 5 excellent tradelines, but some recent lates on CC's and one collection for $480
(working with bureaus to remove).
by ladygmc611 February 18, 2010 12:22 AM


Anyone able to loan to someone with 514 credit score - 1 charge off, 3 collections (1 in dispute, 2 medical)
Amount would be $50,000
by istherehope March 15, 2010 4:06 PM


contact me at amberdameonjohn@verizon.net if so
by istherehope March 15, 2010 4:07 PM


I have good credit but a 590 score?I need to refi nocash out
Im Clergyman and in TN.
Thx
myconnection51@comcast.net
by FastRefiClosing May 22, 2010 2:46 AM


Middle score 535 have bankruptcy been discharged but has not been two years need someone to finance me looking to purchase home price of $108,000. Please if anyone can help email me atsp01@repsrv.com
by myancy June 21, 2010 1:10 PM


Middle score 535 have bankruptcy been discharged but has not been two years need someone to finance me looking to purchase home price of $108,000. Please if anyone can help email me at disp01@repsrv.com
by myancy June 21, 2010 1:11 PM


May be able to help you with your project. check out Click Here to see how we can better assist you. We offer all types of services, all over the Unit States.

Here are some of the services we offer:


Foreclosure Help

Private Money No Qualifying

Joint Venture Project Funding, No Credit or Cash Needed, No Collateral Needed, No loans to repay

Down Payment Assistance

Buy the home of YOUR CHOICE 500+ FICO

by Equity Secure LLC June 28, 2010 12:13 AM


Hi my name is John Ellison i am trying to get a mortgage loan with credit scores of mine being 499 519 and 657 the loan amount i am trying to get is 53,000 do you think you can help me? I am a first time home buyer and could really use your help. my phone number is 1-304-790-3907
by John2010 July 2, 2010 12:28 AM


hello MY name ia stephen cisneros im trying to refinance but my my middle score is 590 and my brother-inlaw is 590 also. i have a hard money loan and and i owe 200,000.00 and the house is worth 430,000.00 plus i upgrade the whole house new windows,new kitchen,bathrooms rooms and new pool and hot tub. i put about to 200,000.00 in upgrades. me and my brother-in-law make about 65000.00 together. if someone can help please e-mail me at stephencisneros@aol.com
by stephen1 August 19, 2010 4:26 PM


I AM IN NEED OF A FHA MORTGAGE TO PURCHASE A HOME THAT I CURRENTLY LEASE. WE PAY 700 BI WEEKLY, THE HOME IS WORTH APPROX. 215,000 THEY WOULD SELL FOR 195,000. MY SCORES ARE BAD MY WIFES ARE AROUND 550, OUR COMBINED INCOME IS AROUND 72000/YR. WE HAVE TWO AUTO LOANS AND A STUDENT LOAN TOTALING 850/MO NO OTHER DEBT. IF POSSIBLE I WOULD LIKE TO PAY OFF BOTH VEHICLES AND JUST HAVE THE MORTGAGE ANY HELP WOULD BE APPRECIATED. GIBBYFRENCHIE@NETZERO.COM
by rogerstack August 26, 2010 8:54 AM


Hi All,

I am in need of some help. I am a first time home buyer with a credit score of 535. I have a co-borrower (not first time home buyer) with higher credit score of 700. I have about 30k for down payment and need a mortgage loan for about 150k. I am employed full time and can make the mortgage. Is there someone who can help me with the loan process and programs available to me directly? Please contact me at tzuc.chen@gmail.com. THank you!
by tctaiwan August 28, 2010 4:44 PM


Please help, have a home in probate, now lender unwelling to work with us. I need a morgage for 145,000 but have rental incomes and two work full time and over two years. Kids scores are low for not enough credit an I have poor credit. Can anyone help, or i will loose my childhood home.
by katrin August 31, 2010 2:27 PM


I have 2 investement properties with the same tenants in place paying on time for 2 years min. Niether tenant has a fico score but they have held down the same employment for estimate the last 2 years.My understanding is FHA loans are possible for people with no FICO scores what so ever . Can u recommend or assist in financing. Plaese contact ASAP. Thanks ps properties are in NC.
by need loans now September 17, 2010 3:24 PM


Hello I am a 25 year old female, I have a job making 23k a year, court order child support 300/month, and take care of parent-parent payee rep in amount of 1800/,month. My credit score is 500 and parent score 595. Parent has purchased a home in the past and paid off. I have a home paid off that was left to me, never actually purchased a home before. I am selling my home to an investor so I have 50k to put down. I am looking at a home in the price range of 220k is it possible to get a mortage for no more that 1300k per month with my credit score of 500 and if need be cosigner which is parent and is 595? If so please contact me via email at dbdaniels52@gmail.com
by drdbutterfly September 18, 2010 2:18 AM


I have 2 investment properties with the same tenants in place paying on time for 2 years min. Niether tenant has a fico score but they have held down the same employment for estimate the last 2 years. My understanding is FHA loans are possible for people with no FICO scores what so ever. Can u recommend or assist in financing. Please contact ASAP.Thanks the properties are in NC. americanbodyguard@earthlink.net
by need loans now September 21, 2010 5:10 PM


Question, I am a current homeowner in Virginia. I am trying to refinance my mortgage, but my credit is in the mid to high 500's. I want to refinance and pull cash out to pay off some debt. My fiance was laid off in February, but luckily found a job in September, finally!! We made it by using our credit cards and now are doing "damage control" and need to consolidate the debt and get everything caught up. Is there a company out there that will do this?? We really need this.
Thanks!
by Cpaxton1 November 19, 2010 4:39 PM


I am interested in purchasing a home using my VA loan eligibility in Georgia. I currently live in a home that I own and want to let me son and his family lease it from me and convert it to rental income. The new home would then be my new primary residence. Is this possible in today’s VA lending market? I don't want to start the process if VA is not considering veterans that want to move to a new home and convert their old home to a rental. I am 62 years old and my primary income is Social Security ($1175), My Government Retirement Income ($520) and VA Service Connected Disability Benefits ($240). I also have another government retirement pension that will start at 65 years of age ($600/month). I never used my VA housing benefits. I already have a copy of my Certificate of Eligibility. Also, I have identified a property listed at $64,000 that I would like to make an offer on. My credit scores are: 566, 575, 577. The new prospective property is a bank foreclosure and the bank sellers require a loan preapproval from a direct endorsement VA lender. I would appreciate any information or suggestions you can provide.
Thanks for your time!

by GINGERS900 December 7, 2010 10:43 AM


FHA Loans Austin - PrimeLending has secured an exclusive agreement with investors, allowing me to offer FHA loans to borrowers with credit scores of 620 and higher. Most other lenders require FICO credit scores of 640 or higher for FHA loans. I can close FHA loans in 30 days or less. Click Here
by maxleaman December 28, 2010 4:01 PM


looking for a VA loan in NC.

Husband is getting out of active duty soon on med board. equifax fico score is mid 500s, transunion is 580(myfico.com) 1 auto loan good for the past 4 yrs, never late. 3 credit cards never late. 2 collections. FHA foreclosure from 2008 but weird situation (not supposed to foreclose since we purchased the property before he joined the military, covered by scra)

is it possible to be qualified?
by jdmchic00 January 2, 2011 4:00 PM


Looking for a first time buyer loan

My husband and I are interested in purchasing the hone that we are currently renting. Due to the economy I lost my job in August of 2009 and have not been abel to find a job yet. I do collect unemployemtn for now but my husband is the sole bread winner now. We have some delequentcies on our credit since we have two car notes of 363.16 and 445, rent of 775, and tution of 305. Because of thease dequentcies both creidt scores took a hit. I am hoping that there are lenders that would be willing to lend to us so that we can purchase our first home if our fico score is 507 and 527.

is it possible to be qualified?
by cnpalonis_40 January 3, 2011 2:08 PM


I am in Chapter 13....lookin for a FHA mortgage with credit scores 595/husband and me/614
help
by chili1 January 5, 2011 4:13 PM


Here is my email if you can help..forgot to add in previous post...

Mshockeymom@comcast.net

Thank you...

The property is listed for $105 and we have 50% down payment
by chili1 January 5, 2011 4:22 PM


My average credit score is 611 due to a previous divorce. Is there anyone who will grant me a VA home loan? I have a government job (2.5 years) and my husband (cosigner) has a 720 credit score. Our annual income is over $100,000. Please let me know...
by JLDMSmith January 14, 2011 11:58 PM


Our e-mail is mrsdms777@yahoo.com.
by JLDMSmith January 15, 2011 12:00 AM


Husband is commission only but nothing solid in past couple of years. Credit score of around 640.

I have steady income of about 4-5 k a month not including what my husband makes. My credit score is around 541. A lot of medical bills from about 3 years ago. Late payments on vehicles that have since been paid off. I was in nursing school full time twice in the past 5 years. Graduated twice. Debt to income ratio is about 20%-30%. Previously denied due to my credit score and his income.

Looking for a manual underwriter. My husband and I have lived in his parent's house (they moved to country) and have taken over payments. No late payments. Lived here for 7 years. Trying to get a mortgage loan 60k ...43 k is owed on house. House is worth 115-120k. We know it would get paid to his mom since she is the owner. His father is deceased. Have a revolving line of credit that should be paid off in a few months. Our recurrent debt is about $1300 a month only.

Please email me if you can help danna.allwood@yahoo.com
by BlessedTX January 29, 2011 1:49 PM


I live in Az. I am married in legal sense only. My spouse filed Chapter 7 and included my community property debts. SO we can’t get divorced until statue of limitations on debts runs out. Because of this i have like 5 account showing charge off instead of included in bankruptcy. I have fought and fought and got nowhere with CRA and the creditors. I would like to purchase a short sale. List is 85k there was a offer unknown what it is. I am assuming its low as the house only went on the market 7 days before foreclosure. Fair Market is 95-100. I would like to get a second bid of 100k on the house but my fico is on the 500's. Any chance of getting financed? I could probably raise 15-20k for down but then won’t have closing costs. Anyone know somebody that will do a loan like this?

Thanks
Stage14555
gsx4555@msn.com
by Stage14555 February 1, 2011 11:16 AM


Under 500 on Equifax, mid 500's on Ezperian and TransUnion. Not as stable job history in last 2 years. the businesses I was with had closed for business all together. I am also a Veteran of the US Army, and will be a Firsttime Homebuyer if I can get financing! Have a few judgements unpaid, collections, and late pays. I have aybe 2 accounts in decent standing: Personal Loan and a Vehicle I am currently paying on. Iam looking to get into a $65k home (short sale), assessed at $135k here in Richmond, VA. I am looking to get someone to provide a loan amount of $121,500. I would like those funds to pay off Judgements, Collection accounts and a few other bills (Approx $45k for everything), also to make repairs on home. I do not have any money downm however this home is in a ideally prime location. Virginia really hasn't experienced the downfalls of the suffering housing crisis. Can someone please help!! halljae@hotmail.com...no SPAM please!
by YouWillBeBlessed February 15, 2011 9:38 PM


I own my current home outright. (approx value $450k) I let another home go into foreclosure in July/2008. I have a 587 credit score, just got a $14k loan for a Mercedes I bought a month ago and two credit cards with $300 limits. Is it possible to take out a line of credit on my existing, debt-free home?

Peace
by for2nate1 February 25, 2011 6:19 PM


PS you can reach me @ lrazrr@msn.com
by for2nate1 February 25, 2011 6:23 PM


I am just now coming out of a ch 13. I make decent $$, about $4500, but my credit score is down in the 400. My husbands credit score is in the mid 600, but only makes about $1500 a month.
Does anyone know how we can get a mortage loan for a HUD house?

Pls email me if have good info - not crap.

me4you.always@live.com
by bbmbbb February 28, 2011 6:13 PM


I am a state certified professional employed full time with the company I'm with for the past 3 years. I have a credit score around the mid-500's, and have an opportunity to buy the house we are living in and renting. This "opportunity" though, is a double edged sword because if we don't buy the house, we're out within a couple months, something that will be financially cumbersome. I currently pay around $900 a month for rent, and wish it were building equity instead of a hot-tub for my landlord. No car payment, and low overall expenses (all utilities included in the rent). Please, anybody currently specializing in first time home buyers with credit scores below 600, please get a hold of me or post back here.
by katemail218 March 5, 2011 5:22 PM


Everyone with scores below 640 (or 620 very minimum) needs to find a good, knowledgable mortgage consultant to help you review your credit and determine what you can do to raise your middle score in the quickest fashion. If you have a 580 or above, it's not that difficult and can typically be accomplished in 3-6 months. Good luck to all of you!
by mortgchick March 7, 2011 4:04 PM


I was in a nasty marriage and the divorce was messy. I was left in a pickle with my credit ruined. My score was so low that it didn't register as an actual score. Since that time I have been fixing my credit and now I want to purchase a newly built house. Eqfx 541, Trans 581, Exprn 566. I currently have $8,500 for down payment and will have at least $10,500 by the end of the month. Currently employed with the same company since 07/2007. Does anyone know of a lender that will give me a home loan? If so please email me and let me know.
Thank you so much
act.associates01@yahoo.com
by tryn2live March 7, 2011 5:08 PM


I was recently granted my chapter 7 discharge on 2/14/11. Since, I have been repairing my credit and have had some things corrected, still disputing some, where in the end has raised my score a great amount. My Transunion PLUS score is 588, Equifax PLUS is 634, and Experian PLUS is 608. However, when I went to my Fico.com my transunion was only a 495, and Equifax was a 588 so I'm really confused. I want to purchase a home that is forclosed on at 114,900 and possibly less according to realtor if appraisal comes back for less. My question is what are my options, anyone please help me, this house is going to go soon...I am in AZ and a first time home buyer. Please email me at Jmnmp07@aol.com

by heart2heart08 March 27, 2011 1:57 AM


I am an active military soldier who is interested in buying my first home. I am currently stationed in WA, but i plan or relocated back home to VA by July. My credit score is 590, due to my 1st divorce, being young, etc, And my husband, who is a non-veteran, his may be a little lower, dont know, however, i plan on using my VA loan to purchase a foreclosure, short sale, etc...I am interested in the Chesapeake, or newly renovated Suffolk Areas in VA, and possibly the inner VA Beach area. Any Help would be greatly appreciated. Thank you, please contact me at Ronndaleigh@gmail.com
by ronndaleigh April 6, 2011 12:01 AM


My company will finance government loans(FHA, VA, USDA) down to a 620 credit score. I specialize in helping first time homebuyers and assisting my clients to enhance thier credit scores, depending on the situation I can improve your credit within a week to 6 months. I will not do the work for you, but I will give you sound advice that will truly improve your score if you follow my instructions. Please contact me for more information. www.texasloanshop.com
by TXmortgagequeen April 13, 2011 7:19 PM


I have a 620 credit score. I have employment with same company for 12 years. My pays been cut by half last year at this time - I'm in construction. So Im starting to feel a little financial pressure. I own my own home - it's last appraisal I believe was around 185,000. I need to refinance with cash out for around 30,000.00. I owe around 148,000. Any ideas?
by amossdci April 18, 2011 10:29 PM


Hi-can you do TN?i have good credit but need a rescore to help boost it as I was told.
by FHAstreamline May 2, 2011 12:51 PM


Good afternoon, I have a 510 credit score from a marriage gone bad. I have worked for the same employer for the last 27 years and make over $70,000 a year. I have a current vehicle loan and one current credit card. Is there any mortgage companies left that will consider working with me to get a mortgage? All I have been seeing is what appears to be scams and false information. Any good information would be appreciated. I was also considering going USDA but their credit limit is 620 and above, so I am told. Other than the low score I qualify for USDA (in Pennsylvania). Thank you.....

grmatz1864@gmail.com
by grm46 May 6, 2011 3:15 PM


Hello, my brother's home has been forclosed on. He has been in his most recent home for over 10 years. He has a stable job. I am trying help him find a lender quickly. Any sugestions of numbers of lenders that deal with high risk borrowers.
by bergy1 May 6, 2011 6:49 PM


I am on SSD and my husband is also,he also recieves VA benefits,and pension from previous employer..I am on the deed to my parents home,so I don't know if that is considered my home,therefore not qualifying for first time homebuyer.Since the loss of my oldest son,my disease has gotten worse,and I need a home that I can get around in.Modifications to the home is out due to it being a older home,the weight bareing wall would need to be widdened to make the hallway wider,and also giving access to the bedrooms and bath...this house was not designed for handicapped friendly.I need to build a small home close to my family so they can help both my husband and myself.How or where might I look for this kind of info. or would you know this....Thanks..
by terehemphill June 25, 2011 10:24 AM


I have a 525 fico score I am afirst time home buyer if needed Ican put 2500 dollars down the adress of the house is 404 CHAPEL ST. CHINA GROVE,NC. 28023 you can contact the owner at : RAY RITCHIE OPTION B,INC. PO BOX 141 CHINA GROVE,NC 28023 704-859-5277
by mstanton531 July 9, 2011 4:21 PM


Both have fico's in the mid 550. We are both first time home buyers and excellant work histories. Have 3-5 % to put down towards mortgage. Looking for broker or mortgage professional that can get the loan done with a quick closing. Please contact us at dmpfamof06@gmail.com.
by CltNCNative July 13, 2011 11:29 PM


I currently have a 535 credit score. It is bad due to lots of medical expenses from my wife and daughter. Due to this I am also unable to put the extra out needed to pay on my student loans. I am in a dilema though, my rental lease runs out it under 60 days and I need to move my family. My daughter is disabled and i need to keep her at the same school and there are no available rentals open for my family size due to we live in an etremely rural area. However I have found several low priced homes. The one that would be best for my family is $46000 and will be easy to modify for my daughters disability. Kepp in mind I do always pay my rent, utilities, phone/internet, cable, and cell without difficulties with my income. I just really need to find a banker that will give me a break.
by rcfish96 July 14, 2011 4:05 PM


I have a credit score of 535 and this is because of mistakes in the past. I am in around 5k worth of debt and that is after paying off my debt since 2009. I am looking to buy a home for $210,000+$40,000 for fixing it up. I have $40,000 to put down. I have not gotten a loan because of my low credit score. I was looking to get a FHA 203(k) loan as soon as possible. Please contact me at ClauniePrince@gmail.com
by clauniep August 6, 2011 1:44 PM


I have a fico score 525 and I have recently applied for an fha loan through a lender and found out that i did not qualify because my credit score is not a 580. I make enough money to afford a home about 6,000 a month. And i have about 3.5 percent to put down. I only want a loan that's around 130,000 dollars for a single family home. Is there any help for me?
by nafrobinson August 6, 2011 11:49 PM


uniquemassagetouch@gmail.com is my email for any ideas or info, thanks!
by nafrobinson August 6, 2011 11:50 PM


i am looking for a home loan bad credit trying to repair it i have rented the home im in for 9 years now no problems 695 a month i am looking for $60000 on a forclosed house valued at 125000 any help or info would be appreciated and in all honesty we dont care about the interest rate if it goes for 30 years we make 75000 a year thanks ksmoran79@hotmail.com
by ksmoran August 11, 2011 9:25 PM


Hello, I live in MI. Me and my husband would like to buy a home. We both have terrible credit. His is somewhere in the 500's. I don't even know where my score is but I know it is lower then his. His income falls somewhere around $50,000 a year and I recently started working full time and I make about $20,000 give or take a year. If there is any chance of us getting a loan? We do not have anyone to cosign for us. We have no down payment at the time but if I had a goal number to know to shoot for I could start saving and combine that with our tax return and probably save up what we need within a year. Thanks for reading

Cortneya_smith@yahoo.com
by CortneyBro August 12, 2011 10:48 AM


My husband and I live in MI and have currently been renting for 3 years. My husband has a bankruptcy discharge over 2 1/2 years. Our credit is still low. We have the opportunity to purchase the home we are renting. We do not have a down payment. My husband has worked for the same employer for over 7 years, and I own a small home based business for over 2 years. Is there any possibility of receiving a home loan? Thanks so much!
by Julie Ann August 18, 2011 6:28 PM


My husband and I live in MI and have currently been renting for 3 years. My husband has a bankruptcy discharge over 2 1/2 years. Our credit is still low. We have the opportunity to purchase the home we are renting. We do not have a down payment. My husband has worked for the same employer for over 7 years, and I own a small home based business for over 2 years. Is there any possibility of receiving a home loan? Thanks so much!
(Please email at mjdaenzer@gmail.com)
by Julie Ann August 18, 2011 6:33 PM


I am looking for a pre-qual for a mortgage. I make good money 68k and need a mortgage for around 220k. I have great rental history at $1060 a month for the past 3 years. The problem is a past divorce. My scores are 550 Equifax, 571 Experian and 656 Transunion. I worked hard to get them that high. Still working on my scores but I am outgrowing my place and need a bigger place for my family. I have a car note, student loan and a credit card. Thats it. There are a couple of collections on my reports that I am still fighting because they belong to my exwife. Other than that, I am good. jerome0312@att.net if you can help or offer advice. Thanks.
by jerome2006 August 24, 2011 8:34 AM


I live in Pensacola Florida,Is there anyone who can help me get a loan to buy my first house? My credit score is 562 but the only 3 things that are on my credit report is 2 medical bills and 1 credit card,I am married but my husband is on S.S.I and his credit score is 488,we have 7 kids and a monthly income of 1,700 and ive been at my job for 1 year if anyone can help please email me at donnydw27@yahoo.com.
by donnydw27 August 25, 2011 10:18 AM


I have scores at 588. down payment about 2000 now. I would like to buy a home since im paying 1300 in rent now. have good job, just some past credit problems working on but dont want to rent any longer. is there anyone who can help me with a loan or point me in the right direction.
by kobe93 September 9, 2011 9:45 PM


HI:
I need help obtaining a loan in Memphis, TN
Here are my scores to date

Transunion: 644
Equifax 576
Experian 572

I was the victim of identity theft and am still in the process of cleaning up my credit. Can anyone help me get a FHA loan? I am a school teacher of 18 years and make $66,000/yr.
by stephaniecg September 11, 2011 12:21 PM


I forgot to mention that you can contact me at stephaniecg@aol.com
by stephaniecg September 11, 2011 12:28 PM


PrimeLending received an exception from investors, which allows me to offer FHA mortgages for credit 600-640.

I can assist borrowers nationwide. I can provide FHA loans to borrowers with credit scores of 600 and above.

Jori Stern
Sr. Loan Officer
PrimeLending, A PlainsCapital Company
(877) 399-6539
Click Here
by fha600credit September 15, 2011 3:37 PM


My FICO is 575. I have 7 small, negative items on my credit reports that I'm working on paying off in the next few months. There are no bankruptcies, repos, etc. but there is one state tax lien that I am paying off, as well. I have been at my job almost 6 years with a moderate income of $30,000. I am looking for single-family home under $100,000. I have 3%-5% down and I would be a first-time home buyer. Please contact me at amh0516@gmail.com. Thank you
by alisha September 16, 2011 4:23 PM


I have a 571 fico score.

I have a home worth 175,000 in the New Albany school district with a primary mortgage balance of $79,000 and a loc for $31,000. Both have an on time payment history for the previous 18 months.

The tax valuation on the property was just recently increased to $161,000 from $147,000.

A recent sale across the street went for $183,000.

The loc is currently 3.5% with a three year excellent payment history.

I do not want cash out.

My goal is to lower the interest rate of 7% on the mortgage and to reduce my monthly payments.

Can I get a decent rate for a loan les than $100,000?

What can you do for me?




by danacarr September 19, 2011 12:01 PM


hello looking for a 50k or 25k home equity or line of credit. I own 3 homes total of 6 acres, 2 i own free and clear worth 150k, other one is worth 275k, i owe 190k, was uneployed and my credit droped, things are better now and i wouldlike to get a loan to do some home improvements
jameme44@aol.com
by barstransporting September 21, 2011 12:43 PM


Hello!

I am wanting to buy a house for my wife and kids. Is there ANYONE out there that can lend in Ohio that can help me? I make 40k/yr income and get $500/month child support. The home I am wanting to buy has been appraised at over 250k but was foreclosed on and is listed at 84,900. I have a very large family and this house is perfect for us. I have 3 possible 5% for a down with a middle score of 585.

We have never been late on a rent payment and have 3 landlords including the one we are renting from now that would HIGHLY recommend us. As is stands we are paying 1050/month and again NEVER late. We are slowing paying back debt which is 85% medical bills.

Our lease is almost up and they are wanting to sell. I cant stand the thought of having to move and rent again.

Please email ggarrett@inbox.com my name is Gregg
by HelpPlease September 25, 2011 2:15 AM


my credit score is 572
I am realistic and expecting a high APR (20+)

Im looking for an unsecured personal loan of 100,000USD with a 7-10 year repayment term with no penalties for early repayment.
**I expect to pay this loan of very early. within 3-4 years maximum, which is why i need a loan without early repayment penalties.

I also understand that a loan with such high an APR will make my total repayment amount above 200k which is double the amount borrowed
my email address is qgebay@gmail.com
by Hermeticone October 3, 2011 12:51 AM


I currently live in KY I have a 585 score and my wife has a 529 score. We are looking for a loan for a home. We are serious and expect higher interest rates. We are first time buyers and we are wondering if there is anyone out there that could get it done for us.

contact: waylont23@yahoo.com
by waylont23 October 7, 2011 12:18 AM


Need to purchase home in California, have under 600 fico score, but good income of 75,000+ per year. Anyone out there know of a company that will pre approve?
by babyboomer1953 October 16, 2011 9:16 AM


My medium credit score is 680. Bankruptcy chapter 7 discharge 2 years ago because of business. Current mortgage reporting 30 days late, everything else on credit report is perfect since bankrupty. I have good income, very low debt (only a small car note), and 10% down payment.

Lenders are saying no because of the 30 days late on mortgage. Can anyone help me? I need financing in North Carolina.
by tw October 16, 2011 10:16 AM


My credit score is 566 and I am a business owner looking for a home for myself and family, in the $50K - $155K range in Winchester/Stephens City VA area, if you can help me out please call me directly at 202.294.9361.
by Swift the Barber October 16, 2011 5:21 PM


****FHA LOANS NATIONWIDE****
windsor8@ptd.net
by motion24 October 18, 2011 6:27 PM


My husband and I have been looking for a company that will finance and mobile home. We have a fico score of 580 and our annual income is 75k or more. We are looking for a small loan that will offer at least 95% LTV. Can anyone help us?
by devyne October 20, 2011 12:29 AM


I live in illinois and have no equity in my house which I purchased in April of this year. I have approximately 23,000 in credit card and loan debt and would like a loan to pay off my debt in addition to some extra money to fix some things in my house. My credit score is approximately 618 or maybe less now. I need low monthly payments also. I have had a past bankruptcy but all my accounts are current now. Can anyone help me with a loan with no money down. I work for the State of Illinois and have a decent income.
by pttptrsn October 24, 2011 7:23 PM


Need help in getting a cash-out refinance loan for a single family in Whiting Indiana. November 5, 2011 will complete the one year seasoning requirements for most lenders. The problem is since December 2010 my FICO score dropped from 720 to the low 500's. I acquired new credit cards and maxed them out to rehab the property. The properties approximate value is $97k to 105k and I have a current $9,000 mortgage balance. I am employed and spoke to a credit counselor in Merrillville IN. He said my credit score decreased because of the rapid debt and not because of late payments. Any suggestions? thanks, Dan

by dannybgood1 October 25, 2011 2:19 PM


I am having major issues trying to get pre approved for a first time home buyers loan. My scores are 591,585,567.
Im looking to move my family, we have found a house that we are very interested in but are having horrible time getting qualified. any suggestions?
Thanks Danielle
by danielle.flint October 26, 2011 12:14 AM


I have a rental property that is fha. My fiance and my dad signed on a new house (fha) together because I couldn't get another fha loan. My fiance and I broke up and now I am trying to get her name off and put me and my father on the loan. Can anyone help? My credit is in the 720's and my dad's in in the 780's. Thank you
by christerps October 27, 2011 9:05 AM


Please beware of scammers on this page. I scrolled down and saw at least 7. All of those posts on here asking for information such as country, duration, name..etc and stating that they will give loans regardless of credit, these are SCAMMERS!! They will ask for a security type deposit on the money that they are claiming they will lend you. After you send them the deposit or fees, you will not receive the money they're claiming to lend. Please do the research and save yourself money. If they can't provide you with their licensing information, it's a scam!!
by skatrice October 28, 2011 9:30 AM


I have a VERY low credit score, somewhere around 500. I went through a divorce that dragged out for about 2 years and my credit it totally shot. I am currently living with family, but want to purchase a home. I am a General Manager of a hotel and have a fairly decent income, I just cant find anyone to help me. :-(
by awhunited October 28, 2011 10:13 PM


FHA LOANS NATIONWIDE MIN FICO 640
windsor8@ptd.net
by motion24 October 31, 2011 1:28 PM


Can anyone help! My credit scores are over 600 middle is 617. My husband has two scores over 600 and transu is 544. Gee all we want is a home listed for 57,900 FHA and its like torment! I have to pay my cc down from 350 to half....and a cellphone bill that I fought and now I give up. Is there anyone that can truly be honest with us and help ?????
by Looking4ahome_4958 November 1, 2011 9:03 PM


my husband and i have low credit scores {under 600} we found a home for 29,900.00.....need aloan asap....we have 2 cars we can put up if needed. and he is on unemployment right now....email at jaclyncousino@gmail.com....real loan company's only please
by needahomeasap November 2, 2011 10:05 AM


Ernest--my email is Roseinadesert1958@comcast.net. Thanks!

by Looking4ahome_4958 November 2, 2011 9:34 PM


I am looking for a mortgage to buy a condo or townhome under 90k. I make 41k. I have low fico scores 520-600 range. I just checked and my Transunion is 605. I am currently paying off a car and some collections. I really need to start over and pray that someone can help me obtain a real loan to purchase. This has been my dream for the longest. I need 100% or if needed i can put down up to 2k. Some please help in the name of Jesus.
by deeswan200 November 5, 2011 11:44 AM


I need a loan for 50000. I have 14000 to put down, but would prefer to finance rather than spend all of it. The home needs some work, and happens to be the home I was raised in. FICO 620 with late payments in the past year, some that were reported incorrectly. This house is going through probate, and cannot wait for 6-12 months or it will be sold out from under me.

by Hydra7645 November 5, 2011 5:20 PM


i have a fico of 550, a debt to income ratio of 100% and $3000 in collections. the property i am looking at is zoned commercial but is approved for occupancy and is a single unit property. the askig price is 60,000 which is well in my budget for a payment, and i have $3000 to put down. is there any way that i could get a loan for a property like this. i am a first time home buyer, and gross aprox. $65,000 a year. thanks in advance.
by first-timer-buyer November 7, 2011 5:41 AM


have a fico of 550, a debt to income ratio of 100% and $3000 in collections. the property i am looking at is zoned commercial but is approved for occupancy and is a single unit property. the askig price is 60,000 which is well in my budget for a payment, and i have $3000 to put down. is there any way that i could get a loan for a property like this. i am a first time home buyer, and gross aprox. $65,000 a year. thanks in advance. codylindsey81@gmail.com

by first-timer-buyer November 7, 2011 5:42 AM


My email is nac7645@gmail.com . Please only contact me if you can help. FICO of 621, poor payment history but everything else good. Lost job in June and broke my foot. Couldn't work for 8 weeks. I have 14000 down and need about 50000 more. This is the house I grew up in. Have a condo with 63000 mortgage. It's underwater.
I make 70000 a year. Is there any hope? I have 1200 in debt per month. Revolving credit in excellent history.
by Hydra7645 November 8, 2011 12:07 AM


$$$$$$ PRIVATE MONEY LOANS S$$$$$$
COMMERCIAL AND RESIDENTIAL
WE FUND LOANS THE BANKS WILL NOT
email windsor8@ptd.net
by motion24 November 10, 2011 6:45 PM


My husband and I are looking for a home loan, we have 3 homes we are intrested in $199-$275. Our income to debt is very very low, BUT our credit scores are under 600, not sure what they are right now. 3 years ago both had over 700 scores, but husband lost his job, fell behind in bills, and scores dropped fast. He is back to work for a year now, I've been employed in the same filed for 20 years. Our income is $100,000 +/-. We have a small down payment, but would like to save that if possible. No bankruptcies, just late payments, and only 1 in last year. Homes are all located in area where market values are increasing, we live in the "oil-boom" area of Texas, towns are building, construction everywhere, so home prices increasing, and we want to get in before they go to high.We are looking for someone to give us that second chance, we are both hard workers, and have paid off homes/vehicles in the past, but of course the "good" stuff doesn't stay on your credit, only the bad seems to stay. If anyone can help, please let us know, we'd love to be moved in before the first of the year, hoping by Christmas. Thank you in advance!
by hope4us November 11, 2011 3:19 PM


3 years ago I was offered a job to move from PA to FL making good money. Still own a house in PA and its been rented and on and off the market most the time the renters paying the mortgage and other bills. After 2.5 years and paying out 1450.00 a month just for rent in Fl we need to move due how expensive the living here is so expensive. My credit is around 503 poor due to alot of financial issues and not paying credit card bills on time. I make 2000.00 a month and my wife brings in 795.00 a mth from ssi disability. We found a mobile home community outside Harrisburg Pa is won't be our house due to we still have a renter there until April of 2012. I can purchase the mobile for about 10000.00 it needs some work but we can move right in. But with our credit so poor and no cash in savings or checking. My living is a pay check to pay check type of living, never have extra cash to even save. If we could purchase the place for 10k and get 5k for moving expenses we have 3 dogs to move as well and then 5k just to bank so a total of 20k is what we are needing. Is there anyone out there to help us out?
by PleaseHelpMe November 13, 2011 2:44 AM


Please send your replies about my note to southphillyboxer@gmail.com
by PleaseHelpMe November 13, 2011 2:52 AM


I have clients in AZ with high 500 credit scores looking for lending, and have a good down payment. Have found the house they want.

Please email me at Wdouglas_LRR@yahoo.com
by AzRealtor November 14, 2011 12:18 PM


Looking for a USDA loan. 598 fico and wife has low 500 fico because of student loans but they will be put on hold once she is in grad school in a couple months. We qualify financially and both homes we have on our radar qualify as well. The highest listing is for 159,000. Any help would be greatly appreciated. capyfive5@yahoo.com
by capyfive November 14, 2011 12:55 PM


Hello,
I have clients who are looking for a new home loan with low credit scores. The wife credit score is 600 and the husband is 560. They have the income and low debt to income ration but credit is the problem. They are currently renting and need to move within 2-3 months due to the homeowners are going into foreclosure. We are in Nc. Any help would be greatly apprecriated. Home loan in the amount of 215k max
by nbridgewater November 16, 2011 1:04 PM


Hello,
I have clients who are looking for a new home loan with low credit scores. The wife credit score is 600 and the husband is 560. They have the income and low debt to income ration but credit is the problem. They are currently renting and need to move within 2-3 months due to the homeowners are going into foreclosure. We are in Nc. Any help would be greatly apprecriated. Home loan in the amount of 215k max nbridgewater4u@yahoo.com
by nbridgewater November 16, 2011 1:05 PM


I would like to purchase a new home in Pennslyvania. Purchase amount 290,000. FICO 603, verifiable income 220,000. Excellent 2 year credit history. Can anyone help? email: favoritechild67@yahoo.com


by favoritechild67 November 16, 2011 3:32 PM


I would like to purchase a new home in Pennslyvania. Purchase amount 290,000. FICO 612, verifiable income 220,000. Excellent 2 year rent history. Can anyone help? email: favoritechild67@yahoo.com



by favoritechild67 November 16, 2011 5:18 PM


I purchased my home with cash this year..so have no mortgage payment. This was due to inheritance. We have a TERRIBLE credit score of 470..but we are looking for a home equity type loan of about $20000 to $25000. What we are hoping for in this loan is to pay off all debt and start to rebuild our credit, in addition to making some home improvements. We would, of course us our home as collateral. Is there anyone in that would be willing to give us this type of loan in Washington?
by msoftballmom November 16, 2011 5:31 PM


Softball mom,

Keep your equity! Live below your means and use your extra cash to dig yourself out of credit card debt. Don't use your house like a piggy bank--that is exactly what got home owners into financial trouble, such as foreclosure.

Please learn from the mistakes of others and do not seek a cash out loan on your house. Protect your precious equity.

With a score in the bottom 2% in the nation, 470, you are not in a position to get a mortgage.

Best wishes to you.
by Loan Writer November 16, 2011 9:44 PM


Credit score in the low 500s due to identity theft. Looking for home loan under $60,000 in Ga. Can anyone help? Email: Nikki_sav@yahoo.com. Thanks
by NikkiS November 20, 2011 10:48 AM


i really need a morgage. The house I want to buy is only $45,000. Please help me. My score is low.
by ecpendleton November 27, 2011 12:41 AM


I am a Senior Loan Officer for Ascent Home Loans. I originate all kinds of loans. If you credit score doesn't meet the requirement. I will help you raise your score so that you will be able to get a loan.

I can be reach at 305-812-9108 or email me at oharris@ascenthoamloans.com

by Mortgage Genius December 1, 2011 1:59 PM


Looking to purchase first home for approx. $95k, credit score was 581 (As of Oct 2011) but currently improving. I have no relative debt other than 2 credit cards recently attained to help boost fico score. 1 charge off from 2009 that incurred due to unemployment from 2007 until 2009. Gainfully employed now for 2+ years with a debt to income ratio of 28.99 Can anyone help???
by jegreen71 December 3, 2011 10:25 AM


If anyone can help, please e-mail me at jegreen71@gmail.com...can put down $2800k
by jegreen71 December 3, 2011 10:22 AM


We need help scores are 587 575 and 560 my income is 70k been at job 11 yrs wanting to buy $201500 I can put 5% down can some help?!?!! Email reevesgroup@hotmail.com
by Russal December 3, 2011 11:25 PM


Our scores are in the low 500's. We had some issues in the past and are working to correct them to raise our score, however, our landlord has sold our house and we need to move asap. We do not want to change school districts for our children and there is not much for rentals. We have found a house that is only $47,000 It is liveable but will need cosmetic work at some point (husband is a contractor so this is not a problem) We would be able to put at least $3,000 down. Need to get the remainder as a loan as soon as possible before we have no where else to go. Can anyone help?
by niagara814 December 9, 2011 12:20 AM


for anyone who can help with my above post, my email is kellyk6237@gmail.com

Thanks!
by niagara814 December 9, 2011 12:22 AM


I have a credit score of 607 and am looking for a home loan approval but have had no luck because they want a 620 or higher. Any lenders still doing loans in the Michigan area for 550 or higher?
by Savedtear December 9, 2011 1:57 PM


For above post my email is obscenetrash@yahoo.com
by Savedtear December 9, 2011 2:06 PM


I'm looking for an underwriter who can assist me in obtaining pre-quality for $150- 200,000 for my first home mortgage. (va of fha) Median score is 615. Income $55k/year. State of Georgia. Employed same job 4 years. Great payment history and very low debt. Please contact me with serious, reputable replies only.
by myfirsthouse81 December 10, 2011 9:24 AM


Myfirsthouse81- email loveberry1981@gmail.com
by myfirsthouse81 December 10, 2011 9:19 AM


I am in Pennsylvania and am in desperate need of a refinance loan to get my soon to be exhusband off the mortgage. Credit score of around 550 due to credit disaster by ex husband and divorce process. I work for the dept of veterans affairs and have for 8 years. Is there anyone out there that can help me?? Please contact me asap as he is threatening to force me to sell my home.

sd1097@aol.com

Thank you!

by sd1097 December 12, 2011 2:17 PM


ERNEST....what is your contact information.. I see you have replied often to borrowers seeking help and I'm hoping you can help me?
by sd1097 December 12, 2011 2:20 PM


i live in conroe texas. just married in sept-10-11. my wife and i have 2 kids 5 and 8. we both have low credit scores around 525. i have been at my job 3 years and her at hers 1 year. i have my truck almost paid off at end of year and still paying on her car. we both dream of buying a house around 80k, but get shot down everywhere we turn. we are both first time home buyers. i am 35 and she is 31. we just need a home for the kids to grow up in. can anyone point me in the right direction to get a home loan. apartments are costing 800 to rent, so if our payments can be around there it would be great thxs. jasonhar69@gmail.com
by sirharvey December 14, 2011 12:30 PM


I have a commercial piece near Pinehurst NC and am seeking 40 LTV for a short-term loan. Corner lot with lots of road frontage.

Please call or email me anytime.

980-258-3880 - powerstar.net@hotmail.com

Peace and harmony always,

CD Johnson
by powerstar December 16, 2011 5:20 PM


I have a I a 593 Transunion credit score and a 604 with Equifax. Are there any lenders/undewritters who can do a home purchase loan with my score. One lender told me to pay off a debit from 2006 to boost my score, I have 1 revolving credit card with a 300 balance I will paying down to 30.00 in 2 weeks. I also have did a volunterary repo on a lemon I brough in 2008 that dealer wouldn't trade in so I told them to come get. I have a car from a pay here buy here lot that I have paid on time for 3 years and have one year to pay off but its not reported on my credit history. I make 40,000 a year and tired of renting. Any one in Atlnata that can help or advise
by diamond1208 December 18, 2011 12:14 AM


I am looking to purchase a house that is 57,000.00 have a credit score of 605 please if anyone out there can help me please contact me. pancakeu2@yahoo.com
by pancakeu2 December 20, 2011 9:58 PM


We are looking to purchase a home quickly as possibly and are first time home buyers. Bary and I worked very hard on our credit and had great scores keeping all creditors payed on time until everything with the economy and his job decided to move to mexico leaving us with falling behind on all our creditors which we were devastated because our credit was right on top where banks like a score. We at the time didnt know where to turn or how about to save our credit that we worked hard to where we got it so our scores now make us look like we dont care or pay our bills but we are going to get back up there again with a good score because we care what it looks like. Is there a lender or private loans out there willing to help us purchase a home and give us a chance to show you we are serious about our credit and doing whats right to fix it asap even if our score doesnt look like it now or Does anyone know where we could get down payment assistance even though we would have some down now but get more to help? What about Grants to get help too? please contact me at tracy.cantrell@aol.com Thank you to whoever reads this and will look past what our score is and help give us another chance.
by Bary or Tracy Cantrell December 23, 2011 5:26 AM


This is Bary and Tracy Cantrell once again. I forgot to mention We have been Renters for coming on 17 years and want to buy our first house in missouri and know of one we really like and its listed at 84,900 and we would have some down and hope someone out there a lender, private loans, a grant not sure where to apply,Down payment assistance of whereever that someone will. tracy.cantrell@aol.com Thanks again.
by Bary or Tracy Cantrell December 23, 2011 5:37 AM


Ever felt you were in a nightmare but you were still determined to keep moving beyond the obstacles placed in your way i have found God to be faithful regardless. In 2008 my credit and everything else seemed to spin out of control from loosing a job trying to complete school, loosng a car, being evicted, and on and on from that time until now God opened doors by giving me favoe here and there. I'm expecting it noow as well. He blesesed me with a beautiful wife and a son as well as our little girl on her way. We have completely outgrown our space and really need our own home. We will be first time home owners and would love eo be in our home by the summer. My scroe is well below 500 but not below 475. My wife score is around 620. We are working on a deposit but would love to qualify for a zero deposit. We are not looking to be in over our heads but we know what we can afford. Looking for a lender in or around the austin,round rock area. Please ask any other questions you feel nessacary to help determine our possiiblities. We would consider rural areas as well.

God bless looking forward to hearing from you.
Ksmithn@stedwards.edu
by Byfaiththissummer December 29, 2011 3:40 AM


Ever felt you were in a nightmare but you were still determined to keep moving beyond the obstacles placed in your way i have found God to be faithful regardless. In 2008 my credit and everything else seemed to spin out of control from loosing a job trying to complete school, loosng a car, being evicted, and on and on from that time until now God opened doors by giving me favoe here and there. I'm expecting it noow as well. He blesesed me with a beautiful wife and a son as well as our little girl on her way. We have completely outgrown our space and really need our own home. We will be first time home owners and would love eo be in our home by the summer. My scroe is well below 500 but not below 475. My wife score is around 620. We are working on a deposit but would love to qualify for a zero deposit. We are not looking to be in over our heads but we know what we can afford. Looking for a lender in or around the austin,round rock area. Please ask any other questions you feel nessacary to help determine our possiiblities. We would consider rural areas as well.

God bless looking forward to hearing from you.
Ksmithn@stedwards.edu
by Byfaiththissummer December 29, 2011 12:04 PM


I live in MD and I own my home completly. I have a banruptcy that has been discharged for 5 years and my credit score is in the mid 500's. I am looking for a home equity line of credit. Is there anyone who can help me. I will only deal with lenders in the United States.
pls let me know venenick531@yahoo.com
by MS MOORE January 3, 2012 4:47 PM


My husband and I are hardworking people. We dont have much of a credit, which hurt our scores. We were told to add a major credit card and a store credit card to raise his score. It dropped in one month from 587 to 527. Most of the items are paid off, we are miltary and do nt pay medical but its on there. So, yes we are or have paid it. We just cant seem to get the scores to move. We have paid for credit building help with no luck, we have been scammed by a private lender.

No bankrupties or court orders either. Pretty much all is paid off or items in dispute is being paid to clear report.

We have a house worth about $30,000 to be fixed up and used as a rental. I am on the verge of losing my dream home. Like I stated, we make enought to pay the bills, just need someone to take a chance on us in terms of a mortgage asap.

We are living with inlaws with kids. Need to move ASAP.

If you KNOW you can help us, please contact me at idtcomm@gmail.com. Only serious inquires, since being scammed, I am very cautious. We live in Alabama.


by teemadd January 4, 2012 9:21 PM


Wife and I are professional in early 50's with combined incomes of $275K/annual. Documentable tax returns for last 5 years. FICO scores of 650 (me) 780 (wife) Looking to finance lot to build in FL (gulf coast near Port St. Joe) for $40K, then convert construction loan of (approx) $275K to 30 year fixed on completion of home in 3-4 months. Want to put minimal down payment $5K or so. We already own a home in GA, so this is a second home/vacation rental property. Appraisal will come in at at least 100% LTV
by dyrwlf59 January 5, 2012 11:35 AM


Hi, I am looking for someone to help with a loan. I have had bkrpcy 26 months ago. My credit scores are 619, 614, 582. I own my house free and clear.
If someone is looking to repair their credit, email for more info.
by Tatyanad82 January 6, 2012 2:12 PM


I'M LOOKING FOR A SINGLE FAMILY HOME IN BROWARD COUNTY.
MY MIDDLE SCORE IS 612, MY INCOME IS $52,000.00 AND I HAVE 3 TRADELINES(NEVER LATE).I HAD 3 COLLECTIONS LAST YEAR(ALL UNDER $1,000.00) WHICH WAS PAID A YEAR AGO.
*MUST BE ABLE TO DO BUSINESS IN FLORIDA (BROWARD)

ALL 3 TRADELINES ARE CREDIT CARDS:

$15,000.00 LIMIT (BALANCE $350.00)
$600.0 LIMIT(BALANCE $170.00)
$500.00 LIMIT (BALANCE $100.00)

NO TIME FOR GAMES, SERIOUS LENDERS ONLY. PLEASE EMAIL ME

RICHETTA RANDALL,
richetta_r@yahoo.com

by chitchat01 January 6, 2012 6:16 PM


Interested to see if there are any brokers out there who can help. I want to purchase my first home. It is listed at $152k Located in a good Utah neighborhood. All it needs is new carpet, paint and junk removal. The market value of the home is over $200k My income is $55k. I've been employed at the same company for 5 years, and have 2 years of on time renter history at $950.00 per month, and an auto loan paid on time for 6 months. I have two options for a cosigner. One is a good friend with a 700 score who is a veteran, and is willing to be a co-borrower on a va loan or co-signer on another type. But he is in veterinary school for the next two years and has no income. The other is my mother. Her credit score is not far over 600 because of a divorce and bankruptcy that happened In 2005. She's had the same employer for 10 years and makes $35k/ year. I checked my credit today and my experian score is 500 equifax 470 transunion 480. I have two credit cards with $300 dollar limits that have been high for months. Today I just paid them down to 10 percent of credit limits. I have a judgement, and a few collections. I'm not sure what to pay to best improve my score.
With my friends high score/no income and my low score/good income, good rental history, and time at employer can I qualify?
or
With my moms low score/income/length of time at employment,good rental history, bk 5 years ago, tax lien
is that even an option?
let me know if you can help. I appreciate you
Djlong82@gmail.com
801-618-7214. (please text contact information)
by gmdsmc January 7, 2012 10:02 PM


Hello,IM LOOKING FOR A LENDER WHO WILL LEND WITH NO CREDIT SCORE 0N A 24,000.00 LOAN FOR HOME WITH 10 PERCENT DOWN...SHE HAS NO CREDIT NO BAD CREDIT..AND I WANNA KEEP HER AWAY FROM CREDIT CARD BLOOD SUCKERS...SHE HAS A JOB AT STATE FACILITY ECONO PROOF OF FIVE YEARS AND TAX RETURNS EVERY YEAR IF YOUR A LENDER AND YOU CAN HELP..EMAIL ME PAYNSTERPAYNSTER@YAHOO.COM...tIRED OF RENTING....NO GAMES iTS A SMALL LOAN i THINK WITH NO CREDIT HISTORY WE SHOULD START VERY SMALL..tHE HOUSE IS WORTH 45.000.00 ASKING PRICE IS 27 iM GOING IN AT 24...
by paynster January 8, 2012 2:03 PM


My spouce and I are intrested in buying a home , The home we are looking at needs a little work, cost is 82900 for a 5 bedroom, we have 9k to put down but creidt score is low, we dont really care if we end up with a high intrest rate, we are first time home buyers andhave four kids we both have had our current job for over a year and have been in the same feild for over two yeras. We do have some late payments in the past year. Creist scores are both around 550. Looking to close on a home by March.
by Sklieves January 8, 2012 6:04 PM


My name is Niesha and my fiance's name is Nicholas our situation is not too hectic because its better now,u see me and my fiance fell on some hard times about 5 years ago do to me being a victim of a violent crime and because of the situation I was unable to work and racked up a lot of medical bills.However through it all my Nicholas kept us afloat on his own paying rent,medical bills etc kinda leaving his school loan to default and that's basically all he really has on his credit.Now the total amount of his school loan is just about 12,000 which is not a lot but its bringing his credit scores to 486,543,559 and they offered him a payment plan of just 50.00 a month but his ideal is to just let him take his taxes which I really don't agree with but I guess it would help bring it down.Other than that we don't owe any credit cards,both cars are paid for he's been on his job for 2 years and in the same line of work for 10 years making 31,400 a year with bonuses and a lot of overtime.Me I just got my job so that's why we probably would just use him.I think I've said everything possible to explain our situation I'm extremely unaware of the whole process I guess I just really wanted to know could we qualify for a home loan?

P.s. we did pre qualify for help with MHDC if that helps any

Nkrg7794@gmail.com
by nkrg7794 January 10, 2012 9:12 PM


My name is Niesha and my fiance's name is Nicholas our situation is not too hectic because its better now,u see me and my fiance fell on some hard times about 5 years ago do to me being a victim of a violent crime and because of the situation I was unable to work and racked up a lot of medical bills.However through it all my Nicholas kept us afloat on his own paying rent,medical bills etc kinda leaving his school loan to default and that's basically all he really has on his credit.Now the total amount of his school loan is just about 12,000 which is not a lot but its bringing his credit scores to 486,543,559 and they offered him a payment plan of just 50.00 a month but his ideal is to just let him take his taxes which I really don't agree with but I guess it would help bring it down.Other than that we don't owe any credit cards,both cars are paid for he's been on his job for 2 years and in the same line of work for 10 years making 31,400 a year with bonuses and a lot of overtime.Me I just got my job so that's why we probably would just use him.I think I've said everything possible to explain our situation I'm extremely unaware of the whole process I guess I just really wanted to know could we qualify for a home loan?

P.s. we did pre qualify for help with MHDC if that helps any

Nkrg7794@gmail.com
by nkrg7794 January 10, 2012 9:31 PM


Hello. My husband and I are looking to purchase our first home. We gross around $75k but have really bad credit. Our scores are around 550-560. We are looking at homes in Arizona up to $100k. Please if there is anyone who can help email me at angelafrye05@aol.com. Thank you!
by AFrye0805 January 13, 2012 3:39 AM


Hello. My husband and I are looking to purchase our first home. We gross around $75k but have really bad credit. Our scores are around 550-560. We are looking at homes in Arizona up to $100k. Please if there is anyone who can help email me at angelafrye05@aol.com. Thank you!
by AFrye0805 January 13, 2012 3:39 AM


Trying to buy first house been told credit score to low its a 585 if anyone can help please contact me at nengland31@yahoo.com thank u

by England32 January 13, 2012 11:04 AM


I have a middle score of 665. Chapter 7 bk discharged 3 years ago. Perfect credit for the last 18 months. 3 trade lines over 1 year with another 2 years old. Short sale settled 17 months ago which is where my problem arises with FHA. Because of the fact I was in default at the time of short sale. I make 96k a year and am w2 with same job for 7.5 years. also have very low dti since the only debt I have is 2 $15/mo credit cards and 2 car payments totaling $700. Can some one please help. Oh and have 5% to put down. Need a mortgage.

678-435-1312
Chris.thomas0308@yahoo.com
by Chris thomas January 14, 2012 7:12 PM


I have a middle score of 665. Chapter 7 bk discharged 3 years ago. Perfect credit for the last 18 months. 3 trade lines over 1 year with another 2 years old. Short sale settled 17 months ago which is where my problem arises with FHA. Because of the fact I was in default at the time of short sale. I make 96k a year and am w2 with same job for 7.5 years. also have very low dti since the only debt I have is 2 $15/mo credit cards and 2 car payments totaling $700. Can some one please help. Oh and have 5% to put down. Need a mortgage.

678-435-1312
Chris.thomas0308@yahoo.com
by Chris thomas January 14, 2012 7:13 PM


I am active duty military with a median credit score of 565. My wife is also a government employee with a slightly lower score. We are moving back to Texas in about 4 months and would like to purchase a home in the Mesquite, TX area. Can anyone help?
by DPrice January 14, 2012 11:34 PM


I live in Georgia and I want to purchase a foreclosed home my credit score is 577 can anyone help me I've had my two jobs for a little over two years
by Nickywantsaplace January 15, 2012 12:32 AM


I have credit scores in the 600's. Backruptcy was discharged 9/2010. Have established new car loan and credit card. Looking for rehab mortgage or regular mtg loan. Found home for $41,000 but will need repairs. Can someone help me get this loan now. Only BBB companys please reply. I want to confirm that your company is legit,serious inquiries only!

Contact me at wilmotpate@aol.com
by Pate106 January 15, 2012 9:10 AM


filed bk in 2009, discharged
I make 125,000 a yr, RUN A AUTO DEALERSHIP FOR NO 3YRS
NEED A MORTGAGE AND DONT KNOW WHO WILL FINANCE ME
ANY SUGGESTIONS
SCORE IS 621
PERFECTCARGUY@AOL.COM
by perfectcarguy January 15, 2012 10:30 PM


filed bk chptr 7 in 2009
make a very good living
prev job , owned a car dealership for 20 yrs
now , new job 3 yrs
executive manager
live in delaware
would like a mortgage
dont have much money down
credit score 620 area
no debt
car is leased and payment history perfect
rent -perfect payment history
2 yrs
thank you
perfectcarguy@aol.com
by perfectcarguy January 15, 2012 10:45 PM


My husband and I have gone through some job loss in the past. I am a teacher with 7 years in the industry steady full-time work. He has found a job that he has been at since June 2011.

Income is approx. $60,000 per year. My score is 591, don't know his. Can anyone help please? We have small things on credit, one charged off acct from a car fire (around $5000). We have no bankruptcies, no foreclosures, no repossessions.

Please contact me at 573-205-1685. Ask for Tina.

wheelertl@hotmail.com

Thanks!

We are First time homebuyers.
by wheelertl January 18, 2012 3:08 PM


my husband as a low credit score of about 550 give and take he a some negative on his credit which we are working on and some in collection which we are also working on by disputing some and I’m trying to get him a secure line of credit amongst others. About 6 years ago I think it was we had purchase a home in Florida but sold it a year and half after purchasing it.
we are ready to buy again what is the likely hood we can get a fha loan or a loan the home we love is $140,000 with just 3% down and searching for programs that can help with other fees( closing)
by carlam25 January 20, 2012 10:35 AM


I am looking for a Lender that can help me purchase a home. The home is priced at 169,900. I am a Network Technician and I have worked on my job for 6 years. My salary is $48,000 with $14,000 additional income (child support, and yes I can prove it.) I have a middle score of 500 and I am working to pay off my loans. The biggest factor on my score is Student Loans. I have been in the rehab program for one year now. Because of the technical difficulties with the Department of Education, they are unable to pull my loans from the collection agency. I have SIX loans that are showing CA and I cannot do anything about it. Once this is removed I am sure my score will rise 60 points or more. I need a lender who is willing to review my report and see that the items I have will be removed in time. Can anyone help me? if so, email me at tiffany.baldwin@gmail.com
by livingbyfaith January 22, 2012 7:30 PM


Hi, I have found a house I would like to purchase($250,000) but have a very low FICO (scores range with each bureau from 503-520) I have a great income (6 figures) and have established several new accounts that are in good standing, paid off my car, not a lot of debt. I am looking for a lender that can finance me. Help!!! Thanks.
by karenm325 January 23, 2012 11:32 AM


Hi, I have found a house I would like to purchase($250,000) but have a very low FICO (scores range with each bureau from 503-520) I have a great income (6 figures) and have established several new accounts that are in good standing, paid off my car, not a lot of debt. I am looking for a lender that can finance me. Help!!! Please contact me at karen_morris325@yahoo.com Thanks.


by karenm325 January 23, 2012 11:33 AM


Hello. I am seeking to purchase some land, however; I would like to borrow the money and pay cash for it. My fico score is 513, can anyone help me? I live in NC and the land is around 25,000 for 3 acres & perked.

contact me wlkonfaith77@yahoo.com
by Ms. Brown January 23, 2012 12:28 PM


Okay, so I'm going to attempt to make a long story short.

My wife and I moved to TX three years ago from Arkansas in order to be closer to my daughter. When I moved here I immediately began personal training and making money, but my wife was out of work for several months. She found a position working for one of my clients as the staff accountant and pursuing her CPA. She's been there for 2 yrs+. In the duration she was out of work we had to defer payments and be late on others, leaving us with a damaged credit history of late payments here and there .

Since then we opened my private personal training studio 18 months ago, she has been working at her place of employment for 2+ years. We have begun repairing our credit somewhat, but still not good.

My Credit: 565
Wife's Credit: 535

My wife's annual gross $55k.

My 2 years tax returns show low profit when comparing income VS cost, in consideration of running the business for the past 2+ years.

We have been renting a duplex here for 16 months straight, with a steady/flawless rental history. Management paperwork demonstrates we paid on time every month and are perfect tenants. Current rent for the duplex is $750/month.

The reason I show this is to demonstrate our ability to pay a mortgage for the amount we are looking to finance. The ranges we are looking at is: preferably $70k ; Max $75k.

We are both 1st time home buyers. Our intentions are to start off smaller and get an undervalued "fixer upper" with intentions to fix over time. We have found numerous houses in the area that match our criteria perfectly.

We are both college educated, responsible, business professionals and owners. We, just like everyone else in America - fell on some hard times when we made the decision that my daughter deserved to have us living closer to her (she lives with her mother).

We have spoken with a few firms of whom were referred to us by a Realtor friend of mine, but each of the firms we spoke with (never filled out anything with any of them) were more concerned with selling me a $500 credit repair package, RATHER than helping us with achieving the task at hand - getting the loan.

If you and/or your company can work with us at a 565 credit score, and the additional details I've listed above, please contact me ASAP!

Thank you so much for your time and consideration in advance!

*Send me an email with your information and I will reply and/or contact you via phone. Don't wish to list my phone number at this point.

EMAIL: RobbyWilsonPT@Gmail.com


by RobRRTexas January 25, 2012 11:17 PM


my name is Samuel Merrifield,, i have poor scores, 550 trans union.equifax 560 experian 505 with issues of stuff that isn't mine, I am working on getting it removed Sir. i have excelent home morgage,except for a 120 day late from where we did a modifacation and it has been reset for a year and going on and it is on my credit, of which it is to be gone according to obahams laws when the implemented the modification programs.. we have perfect car, credit card and and appliance store credit on our bureau, and it is all perfect pay for more than a year.. my e-mail is sams48joy12@yahoo.com
by sams48joy12 January 29, 2012 3:48 PM


My husband and i fico score is in the 500. Our dream is to purchase a home. We are first time home buyers. My salary is 65,000 and his is $45,000. Is there anyone out there that can help us.
by Newme2011 January 29, 2012 8:11 PM


My husband and i fico score is in the 500. Our dream is to purchase a home. We are first time home buyers. My salary is 65,000 and his is $45,000. Is there anyone out there that can help us. kareensmith2002@yahoo.com
by Newme2011 January 29, 2012 8:14 PM


My husband and I are looking for a loan underwriter who would be able to do a loan for aprox. $230,000 @3% interest rate with a Fico score of 540 for both of us. Email us at MICHELLELEONARD22@YAHOO.COM
by CHONCEY01 February 1, 2012 2:55 PM


I have a PLUS score of 575 Fico around 500; wanting to buy a home under 200K. Doing a credit repair program right now, but need to get into a home NOW. Would like to go USDA or VA. Thank you.

hennikerhouse@live.com
by ShandralynnM February 4, 2012 11:57 AM


Need a mortgage with low down payment (3%) ASAP. Fico of 597 and going up. Is this possible? Any info is appreciated. We need a mortgage. Thanks
by Cassie0906 February 6, 2012 4:56 PM


My husband and I are looking for financing for a double wide mobile home to put on my family's land in central NY. Unfortunately I went through a divorce that did not go well, including my ex allowing our home to go into foreclosure. My credit score is not able to be used towards an application (which also means my income doesn't get used or considered either). My husband's credit score is just about 600. He has several outstanding medical claims on his credit because he was diagnosed with cancer 6 years ago (at a time when he had no medical insurance). We don't have a way to come up with a substantial down payment, and have been renting for years. Our apartment is not in great condition for what we pay a month. Can anyone offer any help? My email address is holmes7911@yahoo.com. Thank you.
by holmes7911 February 11, 2012 6:12 PM


i am trying to buy a home for my family of 6. all the banks i have talked to said i have no credit score. the house we found is perfect for us. And is only 39,999. is there anyone or some kind of private investors that can help. please contact me at my email tmja56@yahoo.com or call or text at 4026804698
by tmja56 February 12, 2012 5:09 PM


I have the opportunity to purchase the home I am currently renting at $800/month. I am on Social Security. I have a car payment currently which has no late payments. Credit score is 509. No down payment, never late with rent. Would like to purchase to lower monthly housing expense. Can anyone help me?
by bjmlpn February 15, 2012 9:11 PM


Hello,I need a mortgage settlement loan as expeditiously as possible! My lender has made our family a final pay-off offer of 31,800 to settle our first mortgage for good. I am working as my sister receives an ISS check each month and normally contributes to all our household expenses.We are hard working peolple needing a break. We would consider ourselves lower-middle income or low incomers. My fico score may be low but low-low...We became victims of predatory lending back in 2005 and since that time our home situation has been a wreck since! The lender realizing that all of the arrears are not totally our fault alone. We lost over 6,000 dollars over all of thei time trying to get worthless modifications. So, they are understanding our plight and allowing us to pay very less than the arrears actually are. We need amenable and conscientious lenders in the mortgage field for help! As many can help us, we invite your info asap! We have only until the month's end to send th funds to them. I have the official settlement letter from the lender if you need a copy... Thanks, Harold Smith. My email is:harolds940@gmail.com
by urgent07 February 16, 2012 1:06 PM


My wife and I are seeking a pre approval. I am a veteran but unfortunatley do not qualify for a VA loan due to my low Credit score - mid to low 500. We have plenty of income - about $80,000 a year combined. She has great credit but I am the primary earner and we would qualify for considerabley less if we just used her. Can someone help us out?
by tony14736 February 17, 2012 4:23 PM


Hello my name is Evelina. I hope that I can get some assistance. I am a single mom, 1st time home buyer, and looking to relocate from New Jersey to Georgia THIS YEAR! I've been working on my credit and have raised the score by 100 points in 2 months! My current score is now 580 (and still going up as I get things removed). I've found a home perfect for my family, and the asking price is $46,900. Is it at all possible for me to get approved for this home, and how do I go about doing so? SOMEBODY WITH INFO PLEASE EMAIL ME AT *MSEMOORE06@YAHOO.COM* Thank You in advance for your time!
by msemoore06 February 17, 2012 6:09 PM


My husband and I are trying to get a pre-approval. Problem is he has really bad credit because of unpaid debts which I have taken care of all of them. My credit is okay however he's the one bringing in the income(approx.65-70k a year) and has been with his job for 7-8 years. I own a condo which we are living in now and would like to rent it out, we already have someone lined up.
My husbands credit is 538 but after all the debts are shown as paid off I'm sure it will go up considerably. My credit is 672 and have had no late payments since my bankruptcy three and a half years ago(due to being scammed). I guess what I want to know is...is it possible to get a FHA mortgage loan? We are hoping to buy a house by this summer. If anyone has any info for us you can email me at sara.cobean@hotmail.com
by saramarie01 February 17, 2012 7:26 PM


Hi..Can anyone help..i would like to purchase a new home..for say 145,000...i have fairly poor credit (570-630) with a few late payments on my current mortgage..however i will have a down payment of apprx 25-30 percent... i make decent money have long history..11 yrs at job, 10 yrs in current home. Can anyone help me find a mortgage?
by bls February 19, 2012 5:05 PM


Could one close a fha loan with unpaid collection with middle score 690 email me at marcusreed7385@gmail.com
by m-reed February 20, 2012 4:20 PM


We currently own a home, and are looking to rent it out in the next month. We are interested in purchasing another home for our growing family. We have an FHA loan with a balance of $100K with excellent payment history. My husband has owned the home for almost 9 years and never late.

We pulled our credit reports and our scores sit at 516 and 641. Any info or help to try and get pre-approved for another loan would be greatly apprecaited!

Thanks...
by Jeannie n Jeremy February 21, 2012 12:08 PM


We currently own a home, and are looking to rent it out in the next month. We are interested in purchasing another home for our growing family. We have an FHA loan with a balance of $100K with excellent payment history. My husband has owned the home for almost 9 years and never late.

We pulled our credit reports and our scores sit at 516 and 641. Any info or help to try and get pre-approved for another loan would be greatly apprecaited! Please email at babyj.sladehall@gmail.com

Thanks...

by Jeannie n Jeremy February 21, 2012 12:10 PM


My husband filed bankruptcy Chapter 7 2yrs ago due to loss of his executive job. He was unemployed for almost a year. We shortsaled two investment properties along with our primary home in 2008 and 2009.

For 25 yrs he had excellent credit. He kept me from the bankruptcy so my credit is intact in the 700's but I am a full-time mom and have not worked since 2002.

He is a retired National Guard Reserve officer of 15 yrs and though it took a year and less pay, he found and accepted another job and has been employed now as a senior exec for about two years. His last credit score was in low 600's but with income of $200k+.

The BK discharge's 2yr anniversary date will be this April 2012 and we want to prequalify for a loan. We want to buy a home by August 2012 rather than continue renting.

1. Do we qualify for VA loan? Do we qualify for FHA loan? We want to purchase in the Ventura County area/Thousand Oaks/etc. for kids' schools and to be close to his job.
2. If so, we prefer the VA loan for a zero down as we are still rebuilding and essentially paying tons of taxes back for the 401k we took out to live on and the phantom income taxes on the two investment properties we had to shortsale.
3. We have had no late payments since with the only late being the final two months or so in our primary home as advised us by our agent in order to accelerate the shortsale with the banks in 2009.
4. Since this area is fairly expensive we are looking to buy a foreclosed or shortsale listed home. What is max loan limit for this area?

Pls help/advise or contact us for pre-approval at:
lichts84527@mypacks.net

Thnx in advance.
J.
by Jeamzk February 24, 2012 4:05 AM


Sorry...
This would be state of California.
by Jeamzk February 24, 2012 4:12 AM


Looking for our first home within the next couple months (California). We're open to any price range between 80k-150k. My FICO is 670 my spouse is 590. She has several collections that are 3 years or older that were recently updated on her report due to a challenge. I only made 34k due to being out on surgery (I normally make in the 60's), she made 40k this year. Last year we made 103k. We've been in our jobs over 2 years. We haven't made a late payment or had a collection in three years. We have several lines of good credit. Please don't waste our time, we've already wasted a few months on a lender. I'm not interested in 'maybe'. If you think you have a legitimate chance of getting my wife and I approved, please contact me. Thank you for your time. Ken
calntheplay@hotmail.com
by MelnKen February 25, 2012 5:54 AM


Also we can put down roughly 10k, maybe a little more. (calntheplay@hotmail.com)
by MelnKen February 25, 2012 1:36 PM


Hi, I'm new here. I want to know how I may be able to obtain A home loan with either no down payment , I also would like to know how I can apply for downpayment assistance? My husband & I have horrible credit I'm in the (520) my husband (517) I think. We are looking to relocate to GA. Employment isn't an issue my husband makes good money as a truck driver we are looking for someone who is willing to give us a chance to make our dreams come true as well as redeem ourselves. In 09 we ran into a huge financial difficulties we lost our jobs, unable to make car payments our car was repoed;Which is the main thing lenders looked at when we tried applying for a home loan. Can anyone help us or tell us where we can go to apply for a home & maybe if gods willing approve us for a home loan?
by Mrs. Davis February 25, 2012 10:41 PM


I am looking for a lender licensed in Ohio to do a FHA manual underwrite on my loan, 648 middle credit score, currently in chapter 13 Bk for 20 months have 10% own funds to put down on 125K home I found. Email: poshdiva@gmail.com. Thank You
by MDCox February 26, 2012 12:50 PM


I am a stay at home wife and my husband is retired Army with a income of approx. $2200.00 a month. His credit is very poor because of a foreclosure and mine is fair to good. We don't have any bills other than rent & utilities and want to buy a 'our' home/house in AZ. Can anyone tell me if there is a lender out there to apply to get a loan up to $70,000.00?
by theuniqueldy February 29, 2012 6:13 PM


Forgot to leave contact info: text: 623-565-1793 Looking for lender/morg. broker in AZ.
by theuniqueldy February 29, 2012 6:33 PM


Hello,

My name is Jeremy, I am trying to qualify for an FHA loan or any loan really for a mobile home plus land package. I have often heard this to be more difficult than actually buying a house. I have a 585 fico score and everything recent is current and where my credit got weak all of the accounts are soon to fall off my record in about another year. however, my issue is i do have a 2 year work history, i have had several jobs. i do work full time now and have been there for a month and I know that hurts my chances of getting into a home. is there anybody out there that can please get me approved for a loan. i am begging and praying that something comes through soon. i have applied for an FHA loan through a MH Dealer here and am awaiting a response, i dont have much in the form of a down payment but this is my first time to buy a home so was hoping i could get a first time home buyers assistance or something.. please if anyone out there can work with me i would be etternally gratefull and i am in the North Texas Area. Contact me at x360livez@gmail.com or 9038211303 thank you so much. :)
by JBlakeley February 29, 2012 9:22 PM


Also sorry I would be fine with just an approval for a loan wether or not it was for a MH or an actual home.
by JBlakeley February 29, 2012 9:24 PM


I CAN HELP YOU WITH THE LOAN FUNDS YOU AS LOW AS 2.5%...GET BACK TO ME ASAP.
by rayfinance February 29, 2012 10:20 PM


Hello. Hope I am posting this in right section. Here the deal. Have a house my wife and I want to purchase that is 300,000. We can put 200.000 down. She is a stay at home mom. I am in sales and have been my whole career. Our credit is not good mine is 500-520 an Hera is 600-610. Not looking for games or to be strung along. Looking for someone who can get us aproved. Her credit is mainly some small debts, and mine is 2 student loans and some old credit cards that fell way begin on a few ears back when unemployed for a small ain't. My w2s for last two years are in the 60k range.
by jimfar123 March 1, 2012 6:22 PM


Hello,
I'm wanting to purchase my first home. I've found a townhome for only 55000 that i really want to purchase. I am married however my husband won't be on the mortgage he has too much student loan debt. My credit is not all that great an equifax score of 511 experian 541 yearly income is about 29000. Can anyone help.
by twhiteside March 2, 2012 1:24 PM


I am a construction worker with a fico score of 590ish lol. My wifes score is 605. We are looking for a home loan of 150,000. We will be able to put 30,000 down. Our anual income is around 130,000. If there is something we can do, other than wait the three or four months until our scores are better let us know! We have just payed off everything in the credit stuff. They said it would take a few months to show up. MY email is windmillguy@yahoo.com
Thanks
by windmillguy March 2, 2012 5:14 PM


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by kettyloan01 March 3, 2012 6:03 PM


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by stewardawlh1 March 5, 2012 9:06 PM


Hello,

I am looking for a loan to pay off lien(s) on property I’ve owned for 25 yrs., build a modular home (3-4 months from order date)and have cash-out to pay off debt. My credit scores were recently affected by credit card debt and inquiries, though I haven’t had lates for 2 years, and don’t have any derogatory reports. My income last year was $135,000. I will occupy the house. If you think you can offer a construction to perm loan please respond to this email. I will forward a loan scenario that has two options. Option 1 would encompass 2 adjoining lots and Option 2 would only pay off debt on one lot which is also the building lot.

Loan $450,000 (1 lot)- $650,000 (both lots)
Land Value $500,000 (1 lot)- $900,000 (both lots)
Improvement Cost $150,000 (mkt value $225,000 after const)
FICO: apr. 575 (was 715 in July)
Income: $135,000 (no downpayment)
First time homebuyer/primary residence

Best Regards, Susan
(804) 935-8672
Susanhaas1@msn.com

by susanh1 March 9, 2012 1:54 PM


Is there anyone that can help with a student loan with a 527 score. Maxed out cards paying for it and now score went down. Should have found a loan first....
by heidi2311 March 9, 2012 3:30 PM


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by michael122 March 10, 2012 8:27 PM


I have about a 520 credit score and have been employed at current job about a yr. I have only been an RN for two months, so my income is good now but has not been steady since I have recently graduated college. I am looking to buy 80,000 house in FL. My fiance has about the same credit score. Together, we make 75000.00 I am looking for a licensed lender in Florida that may be able to help me out. email me at eobst1@srtudent.mtaloy.edu
by eobst1 March 11, 2012 9:33 AM


Visconti Loan Firm. We can fund for you. Let's talk about it some more. Only reply if you are serious. We can provide our business license if needed for your perusal.
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by Visconti Loan Firm March 11, 2012 8:44 PM


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by texasmortgage March 14, 2012 4:40 PM


Hello,
My husband and I are looking for lending for our first and last home that we will ever purchase. Currently it is a Chase owned home. We are first time buyers. We live in Colorado. My husband will be the only person on the mortgage for right now. I am currently waiting for my disability to come through. He has been at his job for 2 1/2 years and in the same career field for over 15 years. His credit score is a 554. He has had perfect payments on everything( his truck payment and rent) for over 2 years, NEVER LATE!! He had a credit card he defaulted on when he was 18(15 years ago) and has a few old medical bills on his credit. He never financed anything until 2010. He still doesn't have any credit cards. Someone please help us make our dream of owning our dream home come true!!!
Email me at C.Law1010@gmail.com. Thanks.
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by smithmogan34 April 1, 2012 6:43 AM


Hi my name is Willie my wife and I are trying to buy a home,we both have been on our jobs 8 years for her and 2 1/2 for me but our credit scores are not so good.Hers and mines are around 560 we've been working with a credit repair company.We need to know can we buy a home in pensacola florida with a 560 credit score? Is there any hope? lf so e-mail me at willie.pettway@att.net !
by willie123 April 10, 2012 12:41 AM


Hi my name is Willie my wife and I are trying to buy a home,we both have been on our jobs 8 years for her and 2 1/2 for me but our credit scores are not so good.Hers and mines are around 560 we've been working with a credit repair company.We need to know can we buy a home in pensacola florida with a 560 credit score? Is there any hope? lf so e-mail me at willie.pettway@att.net !
by willie123 April 10, 2012 12:42 AM


Hi my name is Willie my wife and I are trying to buy a home,we both have been on our jobs 8 years for her and 2 1/2 for me but our credit scores are not so good.Hers and mines are around 560 we've been working with a credit repair company.We need to know can we buy a home in pensacola florida with a 560 credit score? Is there any hope? lf so e-mail me at willie.pettway@att.net !
by willie123 April 10, 2012 12:42 AM


Hi my name is Willie my wife and I are trying to buy a home,we both have been on our jobs 8 years for her and 2 1/2 for me but our credit scores are not so good.Hers and mines are around 560 we've been working with a credit repair company.We need to know can we buy a home in pensacola florida with a 560 credit score? Is there any hope? lf so e-mail me at willie.pettway@att.net !
by willie123 April 10, 2012 12:42 AM


Hi my name is Willie my wife and I are trying to buy a home,we both have been on our jobs 8 years for her and 2 1/2 for me but our credit scores are not so good.Hers and mines are around 560 we've been working with a credit repair company.We need to know can we buy a home in pensacola florida with a 560 credit score? Is there any hope? lf so e-mail me at willie.pettway@att.net !
by willie123 April 10, 2012 12:42 AM


Hi my name is Willie my wife and I are trying to buy a home,we both have been on our jobs 8 years for her and 2 1/2 for me but our credit scores are not so good.Hers and mines are around 560 we've been working with a credit repair company.We need to know can we buy a home in pensacola florida with a 560 credit score? Is there any hope? lf so e-mail me at willie.pettway@att.net !
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by craigm April 16, 2012 11:50 AM


Hello!!! I'm wanting to buy my first home; I've found a house in the Pensacola, FL area for $39,900. I would really like to "TRY" to purchase it. I'm a single mother, and my credit isn't great. Experian 513; Equifax 527; TransUnion 579; My bills have been current the last 12 months. My rent is "ALWAYS" paid on time. I have steady employment. I've worked for the same employer for the past 4 years, & have did the same line of work for the past 10 years. I have a $260 car note that will be paid off March 2013, & one credit card with 1/2 of it's limit used. I'm looking for a licensed lender or private investor who can help me with these challenges. Can anyone point me in the right direction??? Please feel free to send me an email; knelsonx1@netzero.net
by kenni22 April 23, 2012 1:55 PM


Hello!!! I'm wanting to buy my first home; I've found a house in the Pensacola, FL area for $39,900. I would really like to "TRY" to purchase it. I'm a single mother, and my credit isn't great. Experian 513; Equifax 527; TransUnion 579; My bills have been current the last 12 months. My rent is "ALWAYS" paid on time. I have steady employment. I've worked for the same employer for the past 4 years, & have did the same line of work for the past 10 years. I have a $260 car note that will be paid off March 2013, & one credit card with 1/2 of it's limit used. My annual income is about $26000. I have a child that receives SSI payments, which is an additional $7200 annually. I'm looking for a licensed lender or private investor who can help me with these challenges. Can anyone point me in the right direction??? Please feel free to send me an email; knelsonx1@netzero.net

by kenni22 April 23, 2012 2:00 PM


SCAM FRAUD ALERT

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They are not associated with my company Visconti Industries which is licensed company.

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Missy_perrie@hotmail.com is also a scam as well viscontiindustries@accountant.com

Forward your email complaints to:

andras.malatinszky@sourcemedia.com

This is the dept that deals with scams at Mortgage Grapevine.

My email address is :

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by Mark Visconti April 28, 2012 8:05 PM


Hello, My husband and I found a nice home that is for up for quick sale for $29,900 near Traverse City Michigan, it needs exterior work and possibly a few interior things. We really need to purchase our own home but neither of us have good credit. I have a score of 575 and my husbands is even lower due to student loans in default. Is there any way I could get a mortgage?

Please email me if you have any useful information.

kittiecat862004@aol.com
by kittiecat862004 May 16, 2012 12:42 PM


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by beckie112 May 28, 2012 3:36 PM


I had my credit run May 6th and found my median FICO score to be 528. I found a house in my neighborhood that I love and could live there indefinitely. It is 156k. I have a 401k that I can use for down payment of 10-15% depending how much I am taxed and penalized.
Please help! ldubois62@gmail.com
thank you
by ldubois62 May 31, 2012 8:56 AM


I had my credit run May 6th and found my median FICO score to be 528. I found a house in my neighborhood that I love and could live there indefinitely. It is 156k. I have a 401k that I can use for down payment of 10-15% depending how much I am taxed and penalized.
Please help! ldubois62@gmail.com
thank you
by ldubois62 May 31, 2012 9:34 AM


I had my credit run May 6th and found my median FICO score to be 528. I found a house in my neighborhood that I love and could live there indefinitely. It is 156k. I have a 401k that I can use for down payment of 10-15% depending how much I am taxed and penalized.
Please help! ldubois62@gmail.com
thank you
by ldubois62 May 31, 2012 11:11 AM


I have a credit score of 527 I make $1457 a month and I am a veteran I want trouble by a modular within three months from today the modular is selling for 22950 and if need be I could come up with 10% within the three month's if three is anyway to make this happen please email me at gbm190@yahoo.com I meed to get my own place and this house isnice needs no work and I'm almost possitive that the mortgage payment and utillities will be less then what I am currently paying $450 for rent and about $385 dollars for utilities in a 1975 trailer about 70' long I might as well be living in a cheese grater. Pleas email me if u can help I check my emails every morning. About 130 Indiana time.
by michaelcope June 7, 2012 2:19 AM


I have a credit score of 550 a combined income from VA and SS Disability of $3,000.00 per month and no substantial savings. I have been at the same adress for over 2 years with a solid on time payment history. The house I want is 12 acres with a barn river frontage and a mobile home for $75,000.00 in grays harbor county, washington state. It is being offered to me before it hits market; Can any one make this loan happen? Please only serious help contact me at:
born_a_genn@yahoo.com
by born_a_genn June 11, 2012 11:40 PM


I am currently in a chap 13 bankruptcy (2yrs). My husband is not. I kept out house out of bankruptcy. I was forced into bankruptcy in 2010 because of immigration issues, not because we live above our means. I currently have a 16% interest rate with nothing escrowed. Our credit scores are about 560 to 580. Maybe. We have about 90K equity in our home and owe about 58K. I would like to refinance our home and borrow about 16K to 20K to redo our kitchen and put a new roof on the house. I have one burner on the stove and the plumbing is 1950s model plumbing with all of the cut off valved cut off the lines. The faucets are in the walls as are the controls to the drop in stove. My main concern is to get rid of this 16% interest rate. Can you help us?
by wirkngrl June 13, 2012 8:54 PM


My email address is wirkngrl@yahoo.com. I hope someone sees my dilemma and contacts me. The houses around me are valued from about 165K to 215K with excellent school districts.
by wirkngrl June 13, 2012 8:58 PM


 To whom this may concern, 
This is a very difficult letter for me to write but I have approached this at so many angles and I keep running into the same problems so I hope you can take the time to read my story and know that I’m not just asking just because.
First off I want to introduce myself, my name is Raymond, I am married to a wonderful woman stay at home home Kerstin and have two kids. My son 10 years and daughter 3 years old. I joined the Active Army 2004 and my first and only duty station up to this point plus another 1 year is Overseas in Grafenwoehr Germany. I am a Staff Sergeant, 13F, Fire Support Specialist. Deployed twice to Iraq and once to Afghanistan. I am originally from Lisbon, Maine. Now I know you really don’t want to hear too much about me so I’ll get straight to the point.
I desperately need finance assistance. I’m sure you get thousands of spam or people writing weekly asking but this is not. Me and my wife have been trying to make ends meet for the past 4 years but for some reason can never find the other end of the rope. At first it was ok; we were getting along fine as any other normal military family would in today’s society. But then came the whole recession in the states, I was calling home checking on family every so often. But every time I called it was always the same issues, problem making car payments, mortgage, utilities, gas etc… I was feeling bad as usual knowing I have a decent job in the military with a steady paycheck so I would always offer for help. Before I knew it after taking out small payday loans, unsecured loans I was falling short for my family. I did stop sending money back home eventually and put us back on a tight budget. This was working but of course all the little unexpected things that come up you would usually use your savings for that I had already loaned (gave out to family) was gone I’d find myself taking out more small loans. Bills started to rack up heavily on my wife and my shoulders. The people you can go to for help usually is family but I was definitely not going to ask and have them feel bad because they don’t have the money when I needed it.
My wife was already getting on me after the first few times wiring money home. Once we started getting behind our bills we were always fighting about little things too. Of course I understood from her point of view, but then again its family. So we tried getting back on track by consolidating all our bills. This helped for a bit. Even though the payments every month was lower it was still pretty high but ok for us. Then came issues with our car, anyone who has ever lived in Europe will tell you, you need an excellent running car especially with a family to be safe on the Autobahn. We had already put a lot of money fixing it up when it needed and just couldn’t do it anymore so I made the best decision for the family; I bought a new car in 2010, Dodge Journey SXT. There was twice that after we bought the car I received assistance from Army Emergency Relief with a no interest loan, which I definitely didn’t want too, but had too.
This is why I and my wife are always stressed out all the time, with me always training, military schools, leaving for 12-15 month deployments we never have money to do stuff as a family and always just sit at home. I want to be able to take my kids to the zoo, or park even out to eat just so they have good memories of the time we get to spend together. They barely know family back home in Maine because we have only flown home once in 5 years, but that’s only because I took a loan out for tickets. They should still be close to nana and grampy even though we live thousands of miles away.
What really hurt us the most was last year. I was deployed to Afghanistan in June, in December I got a call from my Sergeant Major telling me my wife was involved in a head on collision on the highway and I needed to come home. I won’t get into details with her injuries but she was hospitalized until March this year, and still recovering. So sticking with our budget while I was deployed started to work. But while she was hospitalized we needed another vehicle. I decided to go with a used car but fairly new, I bought a 2007 Hyundai Accent for $10,000.00. I used it every day back and forth to the hospital for the 3 months she was there, great car so I thought. When Kerstin, my wife was released changed that and I understood her totally. After what happen with her, when we had a SUV from what the Polzie said saved her life she would not even step foot in the car. I had to call someone to come pick her up with me; thankfully my buddy had a truck. She did not feel comfortable at all in a smaller car at that point. For the first few weeks she did not leave the house because of this. If any husband knows they will always try to make their wife happy so I searched and looked everywhere for someone to trade cause I could not afford to buy another car. Finally I found a dealer off post that would sell me a vehicle, 2008 Saturn Vue, as the other interest sky high, so after knowing that I looked everywhere for a buyer to sell the accent. It took a week but I did, I went directly over to the dealership that same day and signed the papers and loan agreement for the other car. The next morning driving the accent on Post to the buyer’s house, the PX Shuttle bus hit the tail end of the car putting $3800.00 damage to the vehicle and of course the buyer now doesn’t want it and I can’t sell it for what I need which is why it’s still sitting in my garage until its fixed. I am still waiting for military claims to pay me for the damages 5 months later. Now I have 2 car payments I can’t even afford, also which I did not mention the Dodge was just 2 years old so still a lot to pay off. At one point I needed to refinance to have a few extra dollars and to lower my payment a year prior, well my Credit Union never rolled over the GAP insurance onto my new loan which I thought they did so when the car wreck happened I still had $4,500.00 to pay off the Dodge. Two months ago we received a letter from the German courts stating my wife was fined $3,900.00 Euros which is about $5,100.00 and if not payed within 6 months my wife could go to jail because that falls under the German law. Thing about it is, news, Polzie, Military Police all say it was caused by oil on the road mixed with snow and slush, it was a no Fault accident.
I tried to be as detailed as possible but keep it short. As you can see I can’t catch a break from anything, no matter what I try. All possibilities and options I have are gone, I have tried everything. Banks won’t help me, I’ve taken 3 Financial classes to get back on track, used Army Emergency Relief (AER), can’t go to family and my only option is Bankruptcy. All this has affected my home, family readiness, and my career. I’m in a position right now that I could lose my job in the military because credit effects my security clearance which I need and without it I’m no good to the army, especially with the big downsize they are looking for candidates like me to kick out.
I have done nothing but serve my country for 8 years, 3 ½ which I was deployed and not including all the time I spend in the field training. I love being in the service and fighting for my country but now I just can’t take any more on my shoulders, I’m sick of talking to counselors cause my stress level at work is so high and just need some relief from everything before my world/family falls apart. I am supposed to leave Germany by February next year if not kicked out by then and when I do I lose a lot of money I get from COLA, its compensation for the Euro to Dollar ratio which helps out a lot.
This brings me to the reason for my letter. Although we have received some help from AER and although I have worked hard to bring costs down by talking with my creditors and insurance companies etc… it is not enough. As much as I hate to ask for help, I am desperate for some assistance financially. Below is everything I explained and any help at all would go such a long way toward helping my family, even if it were a loan from you I could set an allotment to pay each month back for the next 12 years I want to stay in the service. As I get promoted to SFC, 1SG, SGM, and family starts to pay me back I could up my payments.  Like I said, I would not approach you but I've tried many other options and this is my last resort before Bankruptcy. So here it is flat out:
$11,900 left from loan to help family, $2,300 left from small loans consolidated taken out over the years for misc things at home, $9,300 from Accent, $17,800 from Saturn, $4,300 from the Dodge I don’t have that was totaled, and $2,600 Euros left to pay the courts. I am behind on other bills now because as you see I am paying off from the court. I am in debt $51,300 which is probably a little more or less depending on the exchange rate in Germany.    
I would be more than happy to send you proof of all this show you it’s not a joke, along with my military orders and anything you need for supporting documents. You have my word that however you can help I will ensure I pay every cent back on time and give you status of how things are going for me and my family. I know this is not much in return for your consideration but I hope this story will give you pause regardless.
Please consider this request with my utmost gratitude.
Sincerely
Staff Sergeant Raymond

 



by kerray1980 June 16, 2012 5:15 PM


Hello,

Are you a business man that is looking for a fast loan to start up your own
business or mortgage to refinance your project. Am a private lender that
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possible. You can write me back at my private mail
customercare@sjaccess.com


Steve Jackson,
Lender.

by access2 June 16, 2012 5:40 PM


Hello,

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If you need a loan get back to me now .

Regards

by countryfirm June 26, 2012 1:01 PM


I would like a list of lenders for a credit score of 550 for florida first time home buyer. Email bgoble09@yahoo.com thank you!!
by bgoble09 June 27, 2012 1:07 AM



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by interbiu July 4, 2012 7:05 AM


I am looking for an $80,000.00 loan to buy my grandmother's house, clear up our credit and make the repair's on the home that are needed. My credit score is 514. So I am having a hard time finding a lender. Please someone help before we lose her house. She passed away in March of this year. I can't lose this house to..
by TigerLily July 30, 2012 1:25 PM


We offer loan at low interest at 6.8% and with no credit check, we offer personal loans, debt consolidation loans, business loans, education loans, mortgages or loans for any reason whatsoever! "

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by fmholdings August 1, 2012 5:43 AM


***Warning***.

Do not trust the Hextral Financial Group, especially from xuan.do@dr.com This is a scam. They appear to be kind and generous but it's nothing but a scam. There are no upfront fees and they will wire the fees that you pay to someone in Nigeria via Western Union. But beware, after Xuan emails you to withdraw the money on the day it's wired, the "investor" makes an immediate withdraw before it clears the bank. The money is available in the bank for you to withdraw the same day it's wired. After it was wired, I withdrew it from the bank then the "investor" immediately took the money from the wire so now I owe the bank the money I withdrew and sent Western Union. I was stupid and cancelled all my cards and info I gave the company. Please do not fall prey to these guys. I believed every word they said and fell in their trap. Luckily I made provisions to protect my information but after the fact. I am in the US Military and I was in desperate need of a loan to get in a house and to get out of debt. Please heed my warning. Thank you!
by dlsals2011 September 22, 2012 1:27 AM


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Damos préstamos a personas con mal crédito.

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) Sin garantía
* Préstamos Comerciales (Secure y
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* Préstamo de Consolidación y muchos más: a una tasa de interés baja para personas serias que necesitan préstamos. ¿Alguna vez ha sido a su vez por los bancos o amigos cuando usted busca préstamo de ellos? estamos aquí toinform sobre nuestra firma préstamo, ofrecemos préstamos a corto plazo y largo plazo a las personas y empresas a una tasa de interés del 3%.
Ofrecemos préstamos a largo plazo y corto plazo, Damos nuestro préstamo en dólares ($) y GBP (£) y cualquier otra moneda de su elección. Nuestros préstamos están bien asegurados para la máxima seguridad como una prioridad.
* ¿Es usted financieramente exprimido?
* ¿Te buscar fondos para pagar los créditos y deudas?
* ¿Buscas financiación para crear su propio negocio?
* ¿Es usted recurrir a préstamos para llevar a cabo proyectos de gran tamaño?
* ¿Necesita préstamo de la universidad?
* ¿Te buscar préstamos para automóviles móvil?
* ¿Te buscar financiación para varios otros procesos?
NUBE DE PRÉSTAMO DE INVERSIÓN
exhorto a permanecer relajarse y no te preocupes más ya que ponemos a su disposición una oferta legítima a su puerta. personas interesadas por favor llene nuestro formulario de solicitud a continuación-

FORMULARIO DE SOLICITUD DE PRÉSTAMO {} FORMA ONLINE
PREFIJO {MR., La SRA., MS., DR., Etc}
1) Su nombre ...................
2) SU PAÍS ................
3) LA OCUPACIÓN .............
4) SU ESTADO CIVIL .........
5) NÚMERO DE TELÉFONO ................
6) INGRESO MENSUAL ..............
7) Dirección .....................
8) PROPÓSITO DEL PRÉSTAMO .............
9) SOLICITUD DE PRÉSTAMO ................
10) TELÉFONO ..................
11) términos del préstamo y
DURACIÓN ....
Nuestra fábrica de cajas de correo de contacto es a través de-[cloudloaninvestment@yahoo.com]

Por otra parte se informó que también tendrá una forma de
La identificación que puede ser una licencia de conducir o su trabajo
Documento de identidad.
En reconocimiento a este correo, podemos comenzar el proceso de su préstamo. Estamos a la espera de su respuesta.

GRACIAS.

EMAIL-
[Cloudloaninvestment@yahoo.com]

Sr. Emmanuel Amechi
by Mr Amechi November 23, 2012 6:59 AM



Hello,

Are you a business man that is looking for a fast loan to start up your own
business or mortgage to refinance your project. Am a private lender that
gives out loan to both local and international client at the rate of 8%. If
you are interested in getting a fast loan do get back to me as soon as
possible. You can write me back at my private mail
customercare@sjaccess.com


Steve Jackson,
Lender.
+447 03194 2075
by sj944 November 23, 2012 8:14 AM


Hi, I am trying to purchase my first home in Milwaukee, Wisconsin. My credit score is not great maybe the highest is 601 and lowest 555. I recently just had to purchase a new car because my old car cost too much to get fixed. I know that effects the monthly income I have available. I currently live with my mom but her home is about to be foreclosed on, so I need a move her and myself in 2 kids out soon. I have been working on my job for 8 years. I make about 45,000 a year. I filed chapter 7 bankruptcy in 2008 and was discharged that same year. I can come up with 3.5% down payment. I am looking to purchase a duplex. If anyone can help ,please I would really appreciate it. Thank you
by anc228 May 7, 2013 11:01 PM


We offer loans,grant credits and are generally involved in rendering financial services to members of the public . Our loan services ranges from personal , business , educational , auto , medical loans to debt consolidation and project execution loans . We give loans at loan interest rates either on a long or short term basis . Contact us today via email at cinoloans@gmail.com
by cinoloans May 13, 2013 4:41 AM


My husband and I would like to purchase a new home but our credit score is very low. We filled Chapter 13 in 2007 and it was dismissed in 2009. We've also had a previous home foreclosed 5 years ago. We have been paying rent of $850 for nearly 1 1/2 years. Can someone please offer suggestions on how to purchase a home. We have never been late on our rent. I can be reached by email or phone at 803-928-6240.
by lwjohnson1971 June 10, 2013 8:13 PM


Attn:
Are you looking for a business loan, personal loan, home loan, car
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BORROWERS INFORMATION NEEDED
*****************************************
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6) COUNTRY
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Get back to us with your information filled borrowers.
Awaiting your prompt response.

Warm regards,
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From: CLIMAX FINANCIAL SERVICES LIMITED
by Gary Davids June 21, 2013 10:37 AM


CLIMAX FINANCIAL SERVICES LIMITED a Merchant Financial Power house, with over one billion British Pounds (GBP) in reserve for those who sincerely desire to get a loan with ease and without cost.We offer loans to individuals and cooperate bodies at the rate of 3%,
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*****************************************
1) FULL NAME:
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Get back to us with your information filled borrowers.
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From: CLIMAX FINANCIAL SERVICES LIMITED
by Gary Davids June 21, 2013 10:40 AM


CLIMAX FINANCIAL SERVICES LIMITED, is a United Kingdom based Merchant
Financial Power House, with over a Billion British Pounds(GBP) in
reserve for all
who sincerely desire to obtain a loan with ease and without cost.
Interested candidates should immediately contact us for more Information.
BORROWERS INFORMATION NEEDED
*****************************************
1) FULL NAME:
2) SEX:
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From: CLIMAX FINANCIAL SERVICES LIMITED
by Gary Davids June 21, 2013 11:14 AM


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SEX……………………………………
AGE……………………………………
MARITAL STATUS………………………….
NATURE OF JOB……………………………
HOME ADDRESS…………………………….
PHONE NUMBER………………………….
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DURATION OF LOAN…………………………
AMOUNT OF LOAN NEEDED…………………….

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by CW Investment01 August 18, 2013 3:56 AM


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email contact: cwinvestmentloanfirmatgmail.com
email contact: cwinvestmentloanfirm@ gmail.com

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* Commercial Real Estate purchase
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I urge you to stay relax and worry no more as we
offer you a legit offer to your door step,
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your financial problem is our target.
email contact: cwinvestmentloanfirm@gmail.com
you have to fill out the following
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APPLICANT PERSONAL INFORMATION’S.

APPLICANT FULL NAMES…………………….
SEX……………………………………
AGE……………………………………
MARITAL STATUS………………………….
NATURE OF JOB……………………………
HOME ADDRESS…………………………….
PHONE NUMBER………………………….
Purpose OF LOAN NEEDED………………………
DURATION OF LOAN…………………………
AMOUNT OF LOAN NEEDED…………………….

OUR LOAN INTEREST IS JUST 3% AND OUR OPERATIONS IS BEEN GUILD
UNDER THE LENDERS LAWS,ALL COMPLETED
APPLICATIONS SHOULD BE SEND DIRECTLY
VIA EMAIL TO ( cwinvestmentloanfirm@gmail.com ) for
verifications if your loan is been approved a notification
mail will be send back to you.
by CW Investment01 August 18, 2013 3:58 AM


Hi my names Joshua and I'm looking to buy my first home my credit is 535 according to credit karma, and the biggest item on it is a medical bill from when I was assaulted 6 years ago, it was turned over to collections before I could handle it but goes off this same time next year. I'm permanently disabled and receive SSI benefits and Medicaid, my wife is a manager at our McDonalds in russell and has been with the same company over all for 6+ years. Our gross together with full time is about 1600+ and net around 1300+. I would qualify for first time home buyer in Kentucky, and they give a max of 10k for downpayment and closing cost. The home is 45,000 and could possibly be talked a bit lower. (40k)

My wife and I really want a place to settle down and start fixing things, we have rented for years and we're tired of seeing our money go down the drain, the house is one a friend of ours rented prior and is in a great location, income wide and with a 30yr and taxes at 4% would have us putting out just under 230 a month for mortgage. Even if the worst happened and for some reason my wife lost her job, my SSI would cover all our bills and expenses with the mortgage too with extra to spare.

We're looking for a chance in life to finally get ahead and make a place for ourselves to call home, if you can do anything for us, please contact me at:

lycanthrophy@gmail.com
I also have a spare voice system for phone calls
843-564-3369

by JoshuaK August 22, 2013 2:25 PM


Hello- Could anyone give me some advice. I am looking to purchase a home in NJ with a FHA loan. I have a 611 middle FICO score and have been turned away repeatedly for a loan until it hits 620, some have said 640. I have been continually improving my credit for some time. I have minimum debt, (student loan) and I earn a very good income. I have seen on the web were people with FICO's in the 500's are able to get a FHA loan. Could someone give me any advice?? Thank You.
by BillH August 27, 2013 9:42 AM


Hello- Could anyone give me some advice. I am looking to purchase a home in NJ with a FHA loan. I have a 611 middle FICO score and have been turned away repeatedly for a loan until it hits 620, some have said 640. I have been continually improving my credit for some time. I have minimum debt, (student loan) and I earn a very good income. I have seen on the web were people with FICO's in the 500's are able to get a FHA loan. Could someone give me any advice?? Thank You.
by BillH August 27, 2013 9:43 AM


Hello- Could anyone give me some advice. I am looking to purchase a home in NJ with a FHA loan. I have a 611 middle FICO score and have been turned away repeatedly for a loan until it hits 620, some have said 640. I have been continually improving my credit for some time. I have minimum debt, (student loan) and I earn a very good income. I have seen on the web were people with FICO's in the 500's are able to get a FHA loan. Could someone give me any advice?? Thank You.
by BillH August 27, 2013 9:44 AM


Hello- Could anyone give me some advice. I am looking to purchase a home in NJ with a FHA loan. I have a 611 middle FICO score and have been turned away repeatedly for a loan until it hits 620, some have said 640. I have been continually improving my credit for some time. I have minimum debt, (student loan) and I earn a very good income. I have seen on the web were people with FICO's in the 500's are able to get a FHA loan. Could someone give me any advice?? Thank You.
by BillH August 27, 2013 9:44 AM


Please help us!!!!! My husband and I are looking to buy a house ASAP and found the home of our dreams for $120000. My husbands middle FIFO score is 581. He is also a veteran and would love to use his va loan. The house is in Texas that we want. We are in the process of getting his credit score up but I know it takes time and I don't want to loose this house!!! Please help us asap!!!!
Hogan.sarah85@gmail.com
by Hogan.sarah85 August 28, 2013 9:38 PM


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by royston234234 September 11, 2013 5:29 PM


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by easyloans212 October 30, 2013 8:03 PM


Hi my name is Joseph Peterson, my middle score is 510 and i will be a first time buyer. Been on job for 2 years in the same industry 15yrs and make 92k yr. Single and looking to purchase in DC, MD or Northern VA. If you can help please contact me at 301-418-3311 or via email joseph.peterson45@yahoo.com

Thanks.
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by janetpison November 5, 2013 7:54 AM




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by nomanotloung December 17, 2013 4:52 PM


Good day.

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I never knew that there is still nice lender like this on internet and earth here. Just some Months Back, I was in search for a loan of $50,000,00 as I was running out of money for feeding and rent. I was scammed $2,800 Dollars and I decided not to involve my self in such business again but a Friend of my introduced me to a loan firm due to my appearance and doings.

And I told him that I am not interested of any loan deal anymore but he told me that there is still a nice lender who he will recommend me to, and I made a trial and I am most grateful lucky am I today, I was given a loan amount of $50,000.00usd, by this great Company (David Loan Company) managed by (Mr.David Harrison) If you are in need of a genuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds I will advice you to, contact him via: david.harrison071@gmail.com And you will be free from scams in the internet.

All thanks to Mr.David Harrison You are the one who remove me and my family out of poverty. The reason why i am doing this is that, i promise Mr.David Harrison that if i truly got my loan, i will advertize his company and bring customers to his company. Contact him now at ( david.harrison071@gmail.com ) for the Loan you have been looking for..
by sherellsountain12 December 27, 2013 1:41 PM


My Name Is Mrs.Lisette Robinson Garrett From Canada, An X-Scam Victim and how i get back on my feet and be a personal business owner with cars and landed properties…. This is to announce to the general public about a legitimate lender online.

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I was in a critical search of a genuine loan lending company were i can obtain a loan of $180,000.00USD some lender’s that Came to me sheep clothing i never know they where fraud until i was given the terms of their loan and i agreed eventually i was scammed they scammed me of my hard earn money up to four lender’s that scammed me the sum of $27,000.00USD and i though that all is over that there can never be any other genuine lender until my Husband’s Friend Mr. Garrett Lugard the general manager of Cotsat and cotsat company told me that there is a genuine lender that he obtained a loan of 1.5 Million Dollars At 3% interest rate From that makes him own a private business and a house of his own he Referred me to a company Mr.David Harrison Loan Company ,E-mail: david.harrison071@gmail.com Where he obtained the loan of ($1.5 million Dollars) i told them how referred me to them i applied for a loan of $180,000.00USD after my application and i sent to them the useful information for them to process my loan after 4hours i received a notification From their company that my loan has been approved and processed in the next 4hours my loan of $180,000.00 Dollars was transferred into my account. And i promise them for coming to my rescue i am going to spreed the good news to the entire world ABOUT DAVID LOAN COMPANY IS THE BEST IN THE WORLD.

And tell them i Mrs.Lisette Robinson Garrett referred you to them and your wish will be fulfilled…
by listening123 December 27, 2013 1:51 PM


Hello! Single family homeowner in a very desirable west Tulsa neibhorhood. Looking for someone to help with a quick close refi. Here are the details:

- FICO scores in low 500's due to lates.
- Want to refi house - Appraised at $360k in 2013.
- Owe $198k
- Need to pull $80k out to pay off these credit cards that are behind and put some $$ in the bank.
- Need $$ before end of January.

Please help!

Ernest
by ernval January 2, 2014 2:51 PM


Are you honestly interested in receiving loan from a private
lender,Search no more as i am willing to offer you the loan you need
with the below requirement.
** Low interest as 8%
** Monthly repayment of interest and principle amount with affordable repayment
** Repayment of Monthly interest only with final balloon payment of
Principle Amount
** No Re-penalty for early loan payoff
** Non Collateral Loan for loan amount below $50,000.00
** Loan Agreement prepared by Lawyer to legally bid us.
If you are honestly interested in receiving a loan, do not hesitate to
contact me ASAP so we can begin the processing of your loan.

Thanks,
Frank Williams
E-mail: Frankwilliamsfrankwilliams@outlook.com .

by Spring Field January 8, 2014 8:14 AM



My Name Is Mrs Richard Carey I want You all To be careful there.nobody can help you here or even suggest how you can get financial help.any answer of a loan lender to your question,you MUST ignore,because they are SCAMS…real SCAMS…i was a victim of which i was ripped thousands of dollars…well thank God for a Lauren Loan firm,I was referred to by my cousin,who is by name,Mr.Robert Paul Of pay day loan firm.They made my life a valuable one,and gave it a meaning.I was approved loan of $90,000.00 USD AND IN 28 HOURS after meeting up to their necessary requirements,my loan was deposited in my bank account.Though I was very nervous with the loan firm at the first place due to my previous bad experiences,especially when the issue of me settling the transfer charges came up,I hold on to my faith due to the fact that my relative referred me,got it cleared,and as God should have it.little did I know that my financial shortcomings has come to a final HALT .If not for that quick referral from a relative of that genuine source ,I would have regretted my total life,because at that point in time I just divorced the father of my daughter,and my daughter (Michael) was faced with a ” between life and death ” situation ..I was faced with her hospital bills and was also faced with foreclosure at my apartment.Details of the GOD SENT and RELIEVING source won’t be disclosed to you for now, for fear of impersonation ( because it has being discovered that some persons are not really in need of financial help,but are there to impersonate real loan lenders through their phone numbers and email accounts,and acting to be them where necessary to those in real need)…I couldn’t comment on your post because it was a public place and I fear you would fall into the hand of all these fraudulent loan officers (even in US) like how they ripped me off.You must be able to convince me real hard,and provide good proofs,before I can give you the full details of this legitimate loan officer..Their charge is very affordable and reliable compare to many out there,their interest rates just 2%,little documentation,and little credit check(irrespective of your credit score,but you MUST have a good and liable income source) His Name is MR TONY HARTON, Feel free to email him at his via Email:tonyharton007@gmail.com”and you will be free from scams. thanks as you read the greatest testimony of my life.

Mrs Richard Carey



by Mrs Richard Carey January 10, 2014 1:42 AM


Hello,

We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email today for such help (loans, start up money): freedomplace0013@gmail.com for the bible says""Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened"so do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more. Please this is only for a serious minded and God fearing people in financial hardship and want to find their way out.

You are advise to fill and return the details below..

Your Name:______________________
Your Address:____________________
Your Country:____________________
Your Occupation:__________________
Loan Amount Needed:______________
Loan Duration:____________________
Monthly Income:__________________
Cell phone Number:________________
Have you applied for a loan before: ________________
If you have applied for a loan before, where you treated honestly? where are the company located?...

Act fast and get out of financial stress, mess and hardship by contacting VAN DER MERWE RICHARD DANIEL Loan Corporation Today via Email at: freedomplace0013@gmail.com .You shall be treated with the best of our resources until you get this funds transferred into your account, and your quick and fast respond determines how fast you shall be receiving your loan. Without any delay Apply for your best and easy Loan here with us. Please email to us via

email: freedomplace0013@gmail.com
Best Regards
Mr VAN DER MERWE RICHARD DANIEL
by freedomplace0013 January 10, 2014 11:35 AM


Hello Every One,
My Name is Mrs Cindy Battye,, i live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bills for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender MR TONY HARTON,who provides loans at an affordable interest rate and i have been hearing about so many scams on the internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $50,000 USD and i payed for my husband surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender MR TONY HARTON and i will advise anyone in genuine and serious need of loan to contact this GOD fearing man via..tonyharton007@gmail.com,and i want you all to pray for this man for me

THANKS

Mrs Cindy Battye,
by Mr Richard Carey January 27, 2014 2:43 AM


Attn:Sir/Madam,
Milos Jovanovic Financial Lending Company Service is offering loans to honest and God fearing people. Well we do offer all kind of loans, for that reason we are ready to offer you the loan funds you need from this company/loan firm so that you can be able to carry out any type of business and plans you wish to do etc, we shall give/offer you loan as you requested, be rest informed that we only attend to serious minded individuals, if you are applying for this loan we will give you the best in this transaction as well. And we promise you that you will never go the same way you came,That is you shall get your loan and sing a new song after this loan transaction.NOTE: 1) The Borrower must be trusted with good faith and unlimited grace. 2) Even with Bad credit, we still guarantee the Borrower the Loan with unlimited grace in this company. 3) The Loan Can Be granted even with low credit. 4) Fixed Rate of the Loan interest is 3%. as well. Send your applications to the following email address:jmilosloans@rocketmail.com
Management
Mr Milos Jovanovic
Milos Jovanovic Financial Express Lending Company Service..

by milos February 2, 2014 10:02 PM


Hi Everyone,

We render rehab loan services to both individual and cooperate
organizations at an affordable interest rate. Kindly provide more
information on the funding you need for further review.

Warm regards

Christina Woods
Financial Secretary,
US GLOBAL INVESTORS, INC

by lowfico February 3, 2014 6:11 AM


Are you a business man or woman ? Are you in any financial mess or do you need funds to start up your own business? Do you need loan to settle your debt or pay off your bills or start a nice business?
Do you have a low credit score and you are finding it hard to obtain capital /loan from local banks or other financial institutes? Do you need a loan or funding for any reason?

We offer loan at low interest rate of 2% and with no credit check ,we offer Personal loans, debt consolidation loans, venture
capital,business loans, education loans, home loans or loans for any reason from the range of $1,000 to $10,000,000. Get back to us now at jplenders@blumail.org, Jplenders@live.com

Regards,
James Parker
Email:jplenders@blumail.org, Jplenders@live.com
by Jplenders February 21, 2014 12:49 AM


Net-West Financial Loan Firm

Loan Application Form

Get A Loan Now Quickly And Easily

Due to the current state of the market most people will find it
difficult to get approval for an unsecured loan, business loan,
personal loan, home loan, auto loan, student loan, debt
consolidation loan, venture capital etc. by mainstream lenders.
Net-West Financial Loan Firm has partnered with a network of loan advisers who can save you time by summarizing your options to borrow money, or giving you advice on alternative options to taking out a loan. we grant out loans to companies and individual at a low and affordable interest rate of 4% Interest. contact us today so that we can proceed further. contact us now via:Email- netwestloan@hotmail.com

Fill in the form below and submit so we can proceed

Your Loan
Loan Amount :.................................................
Loan Purpose:................................................
loan Duration:..................................................
Are you a homeowner? Yes No:...............
Describe your credit profile? Good Fair
Poor:.......................................

About You

Title:............................................................
First Name:...............................................
Last Name:...............................................
Date of Birth:.............................................
Telephone:...............................................
Work/Mobile Number:..........................
Postcode:.................................................
State:..........................................................
City:.............................................................
Monthly Net Income:.............................
Employer Name:....................................
Job Title:...................................................
Time Employed:.....................................
By submitting your information, you acknowledge you have
read, understand, and agree to the terms of our Privacy Policy
and Terms & Conditions of Use, and authorize your information
to be shared with select lending partners

Best Regard
Mr Brown
by Brown Douglas March 16, 2014 5:58 AM


If you are going through financial difficulty, or you cannot get access to credit, several options are available to you. Financial counsellors give you information and assistance about

your financial rights and responsibilities. This may include analysing and assessing your financial position, and giving you information about credit, debt and insolvency issues.


Our Services Include

Short Term Loans
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personal Loans (Secure and Unsecured)
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M | R | K MANAGEMENT CONSULTANTS GMBH
Maximilianstraße 25
80539 Munich
imke.germann@facebook.com
by Consultants March 27, 2014 7:51 PM


Hi everyone here. What Mrs Camacho said is very true though i may not know her. I experienced it first hand also. It was this organization called Stella Rene loan firm (S.R.L.F)that really helped me to pay my medical bills when i was in need of money because i am a widow. A friend of my also directed me to them. when i was about to do a major operation and i had no money at that time, they came to my rescue and in less than 40 Minutes, i got my loan. But to say the truth, i was nervous and scared at first because i have been scammed twice. But when i summoned up courage and follow their lending policies along with my friends advice, at the end i found myself smiling. If not for them, maybe i would have been dead by now. I have even taken another loan from them start my business after my recovery which i am also paying back now. My only advice now is that any body who is really in need of loan should contact them with their email via: mrsstellareneloanfirm@hotmail.com and get a loan from them. Thanks.

Elena Camacho
by Elena Camacho April 12, 2014 4:03 PM


I am looking to buy a house but my crwsit score is 516. I have a really good job is their a way i can get a mortgage. I have never had one before and the house would like to buy is 49,900.
by jedwards619 April 28, 2014 11:44 PM


I am looking to buy a house but my crwsit score is 516. I have a really good job is their a way i can get a mortgage. I have never had one before and the house would like to buy is 49,900.
by jedwards619 April 28, 2014 11:47 PM


I am looking to buy a house but my crwsit score is 516. I have a really good job is their a way i can get a mortgage. I have never had one before and the house would like to buy is 49,900.
by jedwards619 April 29, 2014 2:02 AM


Where can I go to refinance my house and get cash out if my Fico is only 540. I put 20% down when I bought it in Oct. of 2013. I need to find lenders that will approve a Fico of 540 ish and my spouse of 560ish ?.
by kazmi.fatih May 14, 2014 3:07 PM


Hello,

Are you a business man or woman? Are you in any financial stress? Or do you
need money to start your own business?

Do you have a low credit score, and you will find it difficult to get loans
from local banks and other financial institutions? solution to your
financial problem is Mrs Lily Brown

Our services include the following:

* Personal Loans
* Debt consolidation loans
* Possibility
* Business Loans
* Education Loans
* Mortgage

We offer loans at 3% interest per Anum.

We offer loans to people in need of financial assistant with a low interest
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loan you need and the time in which you can pay back the loan.

NOTE: You are required to email us on:mrslilybrownco9@gmail.com



First Information Needed From You:

(1)Full Names:
(2)Amount Needed as Loan:
(3)Phone Number:
(4)Duration:
(5)Country:
(6)State/Province:
(7)Monthly Income:
(8)Marital Status:
(9)Age/Gender:
(10)Loan Purpose:
(11I'd card or Driver License:


NOTE:All Responses should be forwarded to:mrslilybrownco9@gmail.com for quick processing.

Regards,
On behalf;
MRS LILY BROWN
MRS LILY BROWN LOAN HOME
Email: mrslilybrownco9@gmail.com
by mrs lily brown May 28, 2014 12:01 AM


ICC Mortgage And financial Services, Is a sincere and certified private Loan company approved by the Government, we give out international and local loans to all countries in the world,Amount given out $2,500 to $100,000,000 Dollars, Euro and Pounds.

We offer loans with a dependable guarantee to all of our clients. Our loan interest rates are very low and affordable with a negotiable duration.

Available now


MORTGAGE, PERSONAL, TRAVEL, STUDENT, EXPANSION OF BUSINESS AND NEW UNSECURED, SECURE, CONSOLIDATE

AND MORE
Available now..

Apply for a loan today with your loan amount and duration, Its Easy and fast to get. 4% interest rates and monthly installment payments.

robertinc.linzer@gmail.com

Regards
Gary Cole
(646) 580-4839
by iccmortgage11 June 18, 2014 11:49 AM


Hello,

Here comes an Affordable loan that will change your life for ever,
I am Mrs Lily Brown a certified loan lender, I offer loan to
individual and public sector that are in need of financial Assistance
in a low interest rate of 2%. Bad credit acceptable,The Terms and
Conditions are very simple and considerate.You will never regret
anything in this loan transaction because i will make you smile.

I Mrs Lily Brown, will render the best of my services to all
legitimate borrowers.You will never be disappointed by me in this
transaction because you were not born to be a loser.Any interested
clients should contact me Asap via Email(mrslilybrownco9@gmail.com)
for further proceeds.

Our services include the following:

* Personal Loans
* Debt consolidation loans
* Ability
* Business Loans
* Education Loans
* Mortgage


Please fill the below application form and get back if interested and
you will be glad of knowing a loan lender like Mrs Lily Brown.

BORROWER'S DATA

1)Full Names:
2)Country:
3)address:
4)State:
5)Sex:
6)Marital Status:
7)Occupation:
8)Phone Number:
10)Monthly income:
11)Next of Kin:
12)Loan Amount Needed:
13)Loan Duration:
14)Purpose of Loan:

As soon as you fill the form above, I will send you my loan Terms And
Conditions Asap in order for us to proceed.

I will be looking forward to hear from you so as to proceed.
With Regards,
by mrs lily brown June 21, 2014 2:20 PM


ICC Mortgage And financial Services, Is a sincere and certified private Loan company approved by the Government, we give out international and local loans to all countries in the world,Amount given out $2,500 to $100,000,000 Dollars, Euro and Pounds.

We offer loans with a dependable guarantee to all of our clients. Our loan interest rates are very low and affordable with a negotiable duration.

Available now


MORTGAGE, PERSONAL, TRAVEL, STUDENT, EXPANSION OF BUSINESS AND NEW UNSECURED, SECURE, CONSOLIDATE

AND MORE
Available now..

Apply for a loan today with your loan amount and duration, Its Easy and fast to get. 4% interest rates and monthly installment payments.

robertinc.linzer@gmail.com

Regards
Gary Cole
(646) 580-4839
by iccmortgage11 July 5, 2014 11:17 AM


Hello Every One,
My Name is Mrs Barbara Arnold, i live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i run to my father and he was not able to help, then when i was browsing through yahoo answers and i came across a loan lender Mr Bruce Brandon who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $55,000 USD and i payed for my husband surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me any more and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr.Bruce Brandon and i will advise anyone in genuine and serious need of loan to contact this GOD fearing man via ( bruce.brandon071@gmail.com ) and i want you all to pray for this man for me



THANKS
by BarbaraArnold July 12, 2014 10:06 PM


Hello Everybody,
My name is Mr Jeff and i live in the USA and life is worth living right now for me and my family and all this is because of one man sent by GOD to help me and my family, i once had a life filled with sorrow because my first daughter needed a kidney transplant and all our savings were going towards her medications and this normally leaves us with no money to pay our bills or even put enough food on our table and our rent was due and no funds to pay these bills and life felt so unfair to me and every night my wife will cry herself to sleep every night until one day, i was browsing through yahoo answers and i saw a striking advert of a man that gives out personal loans and that the offer is opened to all and i have heard so many things about internet scams but at this point of my life, i was very desperate and ready to take any risk and at the end of the day, i applied for this loan and from one step to another, i go my loan within 48 hours through bank transfer and you know, it was all like a dream and i called Mr.Bruce Brandon who is the GOD sent lender i found and said, i have received my loan and he smiled stating that to GOD be the glory and i was so shocked as i have never ever seen anyone with such a GOD fearing and kind heart and today, i am the happiest man on earth because by GOD’S grace, my daughters kidney transplant was successful and today she is healthy and i and my family are living very comfortable and happy and if you are in my former situation or is in serious and legitimate need of a loan, you can reach this GOD sent lender via ( bruce.brandon071@gmail.com )
by LuisRodriguez July 12, 2014 10:07 PM


Good Day,

I am Mr. Jefferson Harrison from Nevada City, California USA, I want to thank Ramsay Hill for his kindness upon my life and family, I never knew that there is still a sincere and trustworthy lender like this on the internet and on earth. Few weeks back, I was down financially, my business was running out of capital and I needed an urgent loan of $ 250,000.00 I applied for a loan from many banks but they refuse to offer me a loan due to my poor financial state so I decided to try online loans, I got scammed by many fraudulent loan lenders and I lost close to $ 15, 000.00 so I decided not to involve myself in online loans again. However, a friend of mine introduced me to Mr. Ramsay Hill at first I was scared and I told him that I am not longer interested in online loans, he assured me that Mr. Ramsay Hill is an honest loan lender so I decided to him a trial.

My friend gave me Ramsay Hill contact details and I contacted him, I applied for a loan of $ 250,000.00 my loan was approved within 1-hour interval. Ramsay Hill sent me the loan approval letter and request for my account details I sent him my account details and I anxiously waited for a confirmation alert from my bank It’s wasn’t up to 24 hours I receive a confirmation alert from my bank behold the loan funds was successfully wired into my bank account. Here is my kindled advise to loan seekers out there, you have to be very careful in our search of an online loans due to the high rate of fraudsters and fraud, I will recommend Ramsay Hill to all loan seekers in need of honest lender, Ramsay Hill is indeed a honest loan lender, here is his contact email: ramsayhill@outlook.com or ramsayhill@yahoo.com

Thanks for your time.

Sincerely,
Mr. Jefferson Harrison
From Nevada City, California USA
by jef989 July 13, 2014 7:15 AM


TESTIMONY ON HOW I GOT MY LOAN FROM A GENUINE LOAN COMPANY

My name is Kathrine Lisa, i am from Chicago USA, I am a widow at the moment with three kids and i was stuck in a financial situation in June 2014 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate and banks but never with success, and most banks declined my credit. But as God would have it, I was introduced to a Woman of God a private loan lender who gave me a loan of $75,000USD and today am a business owner and my kids are doing well at the moment, if you must contact any firm with reference to securing a loan without collateral , no credit check, no co signer with just 3% interest rate and better repayment plans and schedule, please contact Mrs Julian Smith. She doesn’t know that am doing this but am so happy now and i decided to let people know more about her and also i want God to bless him more.You can contact her through her email: { juliansmiths2014@hotmail.com }
by Jillian July 14, 2014 9:29 PM


My father purchased a home in 2006 in his name, he passed away in 2008, and I was award the house. A year and a half after his death I found it hard to make the payments. I tried working with the bank who just gave me the run around. I filled out papers for modification, papers to assume, with no resolve. Do you know anyone who might be able to help me. I don't want to lose my home. you can e-mail me at the following: mercie-me@sbcglobal.net. Thanks
by mrsr July 15, 2014 8:37 PM



Florence

What a surprise I just got a loan from a company called One World groups of company, a friend told me to apply to the company, where he also obtained his loan, because of the advice I was given by the friend who requested the loan in a One World groups of company, and i was offered the loan i requested, so my advice to you all is that a One World groups of company is one of the best companies in the world that gives loan, so if you are in need of a loan you can contact them in their email from the company oneworldgroup.org@gmail.com

thanks

Florence
by oneworldgroup July 21, 2014 3:09 PM


ICC Mortgage And financial Services, Is a sincere and certified private Loan company approved by the Government, we give out international and local loans to all countries in the world,Amount given out $2,500 to $100,000,000 Dollars, Euro and Pounds.

We offer loans with a dependable guarantee to all of our clients. Our loan interest rates are very low and affordable with a negotiable duration.

Available now


MORTGAGE, PERSONAL, TRAVEL, STUDENT, EXPANSION OF BUSINESS AND NEW UNSECURED, SECURE, CONSOLIDATE

AND MORE
Available now..

Apply for a loan today with your loan amount and duration, Its Easy and fast to get. 4% interest rates and monthly installment payments.

robertinc.linzer@gmail.com

Regards
Gary Cole
(646) 580-4839
by iccmortgage11 July 26, 2014 3:50 AM



100% guarantee loan offer.Are you in search of a legit loan?Tired of Seeking Loans and
Mortgages? Have you been turned down by your banks ? contact us for your loan todat at mblind6@gmail.com

by blind August 11, 2014 3:24 AM


I live in West Virginia and looking to buy in ohio. We filed for bankruptcy on 11/20/13 and was discharged from court in February. We have the 10% down payment but need help getting a loan. Is there any way of getting a loan without having to wait two years.. Plus my husband has a good work history and has had the same job for the last five years.
by Lacy1985 August 13, 2014 6:33 PM


Hello my name is Gretchen and I am trying to get a loan for a manufactured home in Little Rock Arkansas for $45,000 I have a credit score between 530-550 is their anyone that will give me a loan for this amount have already been told by my bank that I make more than enough money to pay the mortgage which will be less than $350 a month which is not even half of what I am paying for my current rent which is almost $1000 a month. long story short I can afford the mortgage and all the utilities no problem but most lenders around my area in Arkansas want a minimum score of 640 before they will even consider talking to me. I do have a couple collections all totaling less than 2K 4 to be exact and they are all medical bills. But I cannot pay them until I get away from this high rent home I am in plus there are 2 other members in my home that are on social security disability that will help with this very low mortgage payment someone please point me in the right direction my e-mail is "gretchengirl1988@gmail.com"

thanks in advance
by GretchenGirl September 6, 2014 9:27 PM


I quick help my transunion credit score is 590, i have 4 things in co need llection on my credit report, and i have over4,000 a month income i have rented this double wide for 8 years and have proof of never being late on my rent ( $475.00 a month ) it sits in cynder blocks that have concrete under them and is tied down with traps it sits on about 1 acre of land, recently my landlord put it up for sale and is giving me 1 month to try and buy it for $50,000.00 or me, my wife and 5 kids have to move we have 2 autistic children who wil be devestated if this happens cause they dont like change and its the only home they know if someone can really help us email me at molder1019@yahoo.com
by molder1019 September 11, 2014 11:43 PM


Looking for a USDA lender who will take a 617 FICO - property in GA, qualifies.

I have a middle FICO score of 617. Bankruptcy discharge 3.5 yrs ago. There are some medical collections on my credit reports but no collections of a non-medical nature. Need a pre-auth fast.

I have $30k in student loans, but am under an IBR ( income based repayment ) plan of $0 per month. Make $36k year, husband in school pursuing masters, works part-time.

Can someone help me???

by tarashea September 12, 2014 6:29 PM


I have a combined credit score of 540. Can anyone help me get a loan for a house? e-mail me at: melaniekwj@hotmail.com
by melaniekwj September 19, 2014 11:08 PM


we offer loans of all kinds in a very fast and easy way, Home Loan, Student Loan, Business Loan, Investor loan etc.we offer loan to every individuals, firms, and company that are in need of financial assistance in a low interest rate of 3%. contact us now via email (nungesserjenks@gmail.com)
by coby05 September 30, 2014 7:12 PM


Good Day,

NELSON GAY LOAN FINANCIALS
CRATON BLVD, UNITED KINGDOM

Tel: +44 (0) 7045 76 9629

E-mail : nelson_agency_gay@hotmail.com

nelsonloanfinancials@gmail.com

Have you been turned down upon a loan request by your bank? Do you need a loan to cancel all your debts? Maybe you need a quick Loan to buy a new car. Do you need a Loan to start up a new business? Do you need a Loan to offset all your bills and renew your rents? Nelson Gay Loan Financials is here to answer all your needs,

We give out secured and unsecured loans to interested persons from all works of life from any society worldwide. We give out certified loans to both private and public investors and companies who are in need of financial support and also to individuals who dare to dream and reach for it.

Mr Nelson Gay a private Lender, grants loans with or without collateral security which has helped firms as well as individuals get back on their feet. We give out loans to borrowers who can pay back in due time at a minimal 3% interest rate. If this sounds like what you have been searching for, contact me fore more information.

Mr Nelson Gay
by nelson112 October 6, 2014 8:51 PM


Do you need a Business or personal Loans ranging from $3,000 – $50,000,000.00. Get your no obligation FREE quote now! No Collateral, Money paid into your account within 24 hours or western union within 2 hours after approval. For more Info contact us today via email: easyloanservice@outlook.com
by easyloanfirmo1101 October 15, 2014 7:36 PM


Good day,

Getting a legitimate loan have always been a huge problem To clients who have financial needs. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender, but EASY LOANS has made that difference in the lending industry.We can arrange for a loan from the range of $3,000. to $100,000,000.00 E-MAIL US VIA easyloanservice@outlook.com

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by easyloanfirmo1101 October 15, 2014 7:38 PM


Hello,


Do you need Christmas loan? if yes get back to me so that we can proceed further and you will receive your loan within banking hours without any delay email: charlesritaloan@outlook.com

Loan Application Form:

Name:
Country:
State:
City:
Loan Amount Needed:
Loan Duration:
Phone Number:

i need your urgent responds
thanks

Mrs. charles rita
E-mail: charlesritaloan@outlook.com


by loan12 October 26, 2014 12:01 AM


FHA 500 Fico/ VA 500 Fico / Stated Income Verfified Assets with 3 month bank statements and CPA letter





Hi My name is Jesse, it looks like I can help you go ahead and contact me. Just to tell you a bit about what we do here is some great information.

GreenBox Loans, Inc. is a leader in the residential lending market, with over 70 years of combined experience. GreenBox Loans, Inc. was founded on responsible and transparent lending with a strong conscience for the environment and commitment to service. We have the right tools to make the loan process simple and seamless.

We have the best loan programs to meet each individual situation. All of our loan consultants are trained and licensed, so you will always get a great rate with the service you deserve. We know that you have many options that is why we are dedicated to stand out above the rest. We are committed to our communities financial health.

Programs Available:
SIVA (Stated Income, Verified Assets)
1 Day out of foreclosure and 1 day out of shortsale
Alt Doc
Foreign National
VOE
FHA (Starting at 500 Fico)
VA (Starting at 500 Fico)
FHLMC
Conforming
Streamline
Open Access
DU Refi Plus
High Balance
Super Jumbo
Conventional
Jumbo Non-Confirming



At Greenbox Loans here’s what separates us from our competitors:
* Broker approvals within 24 hours.
* We provide true TPO lending. You close the loan with your name on the documents NOT ours.
* Funding in 21 business days on complete files.
* Brokers get paid the same day at Funding from Escrow, NOT the Lender.
* Competitive pricing.
* You choose when to lock you loan. No waiting on loan approvals to lock loans to ensure best pricing.
* You choose when to order your appraisal to ensure expedited funding.
* Dedicated and knowledgeable Wholesale Account Executives.
* Dedicated and knowledgeable Account Managers on staff.
* Ability to provide you with Contract Processors that are trained by us and fully aware of procedures.
* Loan Approvals in 24 hours on complete files.

Jesse B Lucero
Give me that Loan Lucero!!
Account Executive
702-551-3125
jesse.b.lucero@greenboxloans.com

Greenbox Loans, Inc.
Corporate Office is located at
3250 Wilshire Boulevard, Suite # 1900,
Los Angeles, CA 90010

CA Department of Real Estate License # 01300944 • NMLS # 333659
Licensed Mortgage Banker -
AL, AZ, AR, CA, CT, DE, FL, GA, ID, IN, KS, ME, MI, NC, ND, OH, OK, OR, TN, TX, WA & WI
States to be opened shortly:
AK, HI, LA, MA, NH, NJ, NM, NV, PA & VA.

LIST OF ALL MY PROGRAMS FOUND AT Click Here
PRICING SHEETS: Click Here
LIKE MY PAGE Click Here


Program guidelines are subject to change without prior notice. Certain restrictions may apply. Some loans arranged through third parties. First mortgages only. Not all products and/or programs are available in all States.

If you have any questions or concerns e-mail: jesse.b.lucero@GreenboxLoans.Com

by jessewholesale October 27, 2014 5:08 PM


Good day,

Are you in dire need of legitimate loan from a certified and accredited lender or an angel investor certified under universal Laws?

We meet the needs of time-sensitive and We specialize in financing between $5,000 to $50,000,000 ( Million ) at interest rate of 3% for minimum duration of 12 months ( 1 year ) & Maximum duration of 30 years ( 360 Months).

Our financial packages & services include the following:

*Business Loan ( Capital )

*Home loan ( Mortgage ).

*Auto loan

*Personal Loan

*Student / Tuition Loan

*Refinance & Construction

*Investment & Partnership.

For more informations or for application of any outlined financial services stated above, You can contact us now at: < 365creditunion@3mail.ie >

We are your Financial Bridge.

Regards,

Aaron Braun.

Email: 365creditunion@3mail.ie

by craigm November 10, 2014 7:48 AM


ood day,

Are you in dire need of legitimate loan from a certified and accredited lender or an angel investor certified under universal Laws?

We meet the needs of time-sensitive and We specialize in financing between $5,000 to $50,000,000 ( Million ) at interest rate of 3% for minimum duration of 12 months ( 1 year ) & Maximum duration of 30 years ( 360 Months).

Our financial packages & services include the following:

*Business Loan ( Capital )

*Home loan ( Mortgage ).

*Auto loan

*Personal Loan

*Student / Tuition Loan

*Refinance & Construction

*Investment & Partnership.

For more informations or for application of any outlined financial services stated above, You can contact us now at: < 365creditunion@3mail.ie >

We are your Financial Bridge.

Regards,

Aaron Braun.

Email: 365creditunion@3mail.ie

(571) 931-5546
by craigm November 10, 2014 7:52 AM


I own my home and it is paid for with an appx. value of 100,000. I recently got married and my husband and I have a good bit of debt. I am a teacher and was a single mom of two boys for over eight years. He had a divorce and some financial setbacks when laid off. He now has a good job, but we can't seem to catch up on everything. We would like to take a loan on the house and pay off all of our bills. The problem is that I have a credit score of 513 and his is around 540. None of the big banks will loan us money and I don't know who to go to.

Thanks for any help with ideas or contacts.
Sonja
sonjajmartinez@gmail.com
by Sonjajmartinez November 20, 2014 12:48 PM


Dear Sir/Madam,
WEMA XMAS LOAN NOTIFICATION!
We the Wema Loans, Provides both long and short term loan financing. We offer secure and confidential loans at a very low interest rate of 3% per year. We offer;Personal loans, Debt Consolidation Loan, Venture Capital, Business Loan, Corporate Loans, Educational Loan, Home Loan and Loans for any reason! We are the trusted alternative to bank financing, and our application process is simple and straightforward. Our loan ranges from $5,000.00 (Five Thousand dollars ) to $25,000,000.00 (Twenty Five Million dollars). Additional Info: We're fast becoming the private, discreet, and service oriented lending choice for general loans. We're the company to turn to when traditional lending sources fail. If you are interested do not hesitate to contact us with information’s below by Email: mrswemaloans@rocketmail.com OR mrswemaloans@gmail.com. And please i want to beg all those that are out there that are just trying to apply for loan OR loans and take it for a joke not to do that here as this is a loan firm that was founded in TRUTH and in full SINCERITY to support everybody in the world with financial help. TAKE NOTE: ANY RULES AND REGULATIONS THAT HAS BEEN LAID DOWN HERE CANNOT BE BEND TO SATISFY ANY CUSTOMER WANTS, AS EVERY CUSTOMER IS EXPECTED TO MEET WITH THE RULES / TERMS IN TRYING TO ACQUIRE A LOAN HERE. IF ANYONE COULD NOT MEET WITH IT HERE, HIS OR HER LOAN APPLICATION WILL BE CANCELLED. 1. Your Full names: 2. Contact address: 3. Occupation: 4. Your Contact Telephone Numbers: 5. Monthly Income: 6. Contact Email Address: 7. Loan Amount:
Name Of Loan Firm: Wema Sundas Loan Investment,
Name of the CEO: Mrs Wema Sundas,
Name Of Personal Assistant: Mr Primo Samakard
Email: mrswemaloans@rocketmail.com OR mrswemaloans@gmail.com ,, In receipt of your contact and seriousness to getting a loan here, You will surely get a call from my personal assistant or me the Chief Executive Officer of this loan firm.
by wemasundas November 20, 2014 11:34 PM


Do you need urgent loan??? Are you in Debt? Do you have bad Credit? do you need a loan?, We give out loans to People despite their poor/bad Credit scores. We give out both business and personal loans with long and short term duration of your choice. Our loan programmer is fast and reliable, apply today and get instant field back.

Our loans are ranging from a minimum $5,000.00 USD and maximum of $100,000,000.00 USD,Our loans are well insured, 100% Guaranteed and Clients are assured maximum security. For further inquiry contact us via our email address:
monganfinanciallink@hotmail.com below:


Best Regards
Mr JOHN MICHAEL MD/CEO
EMAIL: monganfinanciallink@hotmail.com

by mongan1 December 22, 2014 6:55 AM


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